Cost of Living in El Dorado County, California
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How El Dorado County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
El Dorado County ranks #3,063 of 3,142 counties for affordability (bottom 3%)
Sourced county brief
El Dorado County Median Home Value Reaches $679,900
The median home value in El Dorado County is $679,900, according to the ACS 2020-2024 5-Year Estimates. This value is $75,788 higher than the California unweighted county mean home value of $604,112. For those in rental housing, the median gross rent is $1,715 per month, which is above the state unweighted county mean of $1,691. The official median gross rent as a percentage of household income (GRAPI) is 32.0%, appearing as the official B25071 metric. This is 0.3 percentage points above the California unweighted county mean official GRAPI of 31.7%. Median selected monthly owner costs for all owner-occupied units are $2,300, compared to the state unweighted county mean of $1,881. The median renter-household income is $65,664, while the median income for all households in the county is $108,845. These statistics provide a snapshot of the housing landscape as recorded by the U.S. Census Bureau. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: El Dorado County
Affordability Verdict
ACS B25071 estimates median gross rent at 32.0% of renter household income in El Dorado County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,715 per month; median selected monthly owner costs are $2,300. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $68,600 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The California unweighted mean of county median rents is $1,691 per month. El Dorado County's $1,715 median is 1.4% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in El Dorado County
Rent Burden
18.9%
of gross income
Max Housing (28% Rule)
$2,540
per month
Owner Cost Burden
25.4%
of gross income
The median home in El Dorado County may be a stretch
Median home value is $679,900. Estimated monthly cost: $5,428 vs. your max of $2,540.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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