Cost of Living in El Dorado County, California
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How El Dorado County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in El Dorado County, California
El Dorado beats national affordability
Renters in El Dorado County spend just 18.4% of income on housing, well below the national norm and significantly better than California's 22.4% average. With a median household income of $106,190—42% above the national median of $74,755—El Dorado residents have more breathing room in their budgets than most Americans.
Among California's most affordable
El Dorado County ranks as one of California's most housing-friendly markets, with a rent-to-income ratio of 18.4% compared to the state average of 22.4%. This advantage reflects both strong local incomes and relatively moderate housing costs for the region.
Sierra foothill affordability edge
El Dorado's median rent of $1,626 is comparable to neighboring Alpine and Amador counties, but its significantly higher median income of $106,190 makes housing more affordable here than in surrounding mountain communities. Renters pay 18.4% of income toward housing versus over 20% in most adjacent counties.
Where El Dorado incomes go
El Dorado renters dedicate about $1,626 monthly to rent while homeowners face $2,190 in monthly ownership costs, with a median home value of $640,500. The median household income of $106,190 absorbs these costs comfortably, leaving 18.4% for housing and 81.6% for other expenses.
Consider El Dorado for stability
If you're relocating from a high-cost coastal area, El Dorado offers genuine affordability without sacrificing income potential—the county's $106,190 median income suggests strong job prospects. Compare this against similarly-priced homes in neighboring counties to see how El Dorado's wage advantage translates to real financial relief.
Affordability Calculator
See how your income compares to housing costs in El Dorado County
Rent Burden
18.4%
of gross income
Max Housing (28% Rule)
$2,478
per month
Owner Cost Burden
24.7%
of gross income
The median home in El Dorado County may be a stretch
Median home value is $640,500. Estimated monthly cost: $5,113 vs. your max of $2,478.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.