Cost of Living in Webster County, Nebraska

$673/mo
Median Monthly Rent
$102,000
Median Home Value

At a Glance

Median Monthly Rent
$673/mo
14% below state average
Median Home Value
$102,000
64% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Webster County Compares

Median monthly rent comparison

Webster County$673/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$673/mo
Median Gross Rent
$102,000
Median Home Value
$681/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Webster County ranks #267 of 3,144 counties for affordability (top 8%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Webster County, Nebraska

Webster County: Deep affordability advantage

Webster County's 12.4% rent-to-income ratio ranks among America's most tenant-friendly markets, well below the national standard. Despite having a median income of $65,197—below the national average of $74,755—the county's rock-bottom median rent of $673 delivers exceptional affordability for renters.

Nebraska's most affordable rental county

Webster County leads Nebraska with a 12.4% rent-to-income ratio and the state's lowest median rent at $673, far below the state average of $783. This county represents peak rental affordability across the entire state, a rare combination of low costs and reasonable rent burdens.

Lowest rents, lowest home values

Webster County's $673 median rent stands $59 below Wayne County and $310 below Washington County, matching its position as the region's affordability champion. The median home value of $102,000 is also the lowest among its neighbors, making Webster an extremely budget-friendly option across all housing categories.

Rents and mortgages both minimal

Renters here spend just $673 monthly (12.4% of income) while homeowners pay $681 (12.5% of income)—remarkably balanced and both well below national standards. Webster County stands alone among the group in offering equally affordable options for both renters and buyers, an uncommon advantage.

Webster County for budget seekers

If affordability is your primary concern and you can embrace a very rural lifestyle, Webster County is Nebraska's ultimate value play. The county's minimal rent costs, low home values, and balanced affordability for renters and homeowners make it ideal for those stretching limited incomes as far as possible.

Cost of Living Advisory: Webster County

Affordability Verdict

Webster County offers affordable rental housing at a median of $673/month — about 12.4% of the typical household income here.

Rent vs. Own

Renters in Webster County pay $673/month on average, compared to $681/month for homeowners. This market favors renters by about 1%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,920/year. For owner costs at the 28% rule, the required income is roughly $29,186/year. With a median household income of $65,197, most households can comfortably afford rent here. Notably, 25.0% of renter households in Webster County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Nebraska, Webster County is less affordable than Holt County by roughly 7% ($673/mo vs $724/mo).

Affordability Calculator

See how your income compares to housing costs in Webster County

$

Rent Burden

12.4%

of gross income

Max Housing (28% Rule)

$1,521

per month

Owner Cost Burden

12.5%

of gross income

You can likely afford the median home in Webster County

Median home value is $102,000. Estimated monthly cost: $814 vs. your max of $1,521.

Rent Affordability Guide

Your rent-to-income ratio12.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,197Needed: $26,920
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,197Needed: $29,186
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,197Needed: $23,738

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Webster County, Nebraska?
Webster County, Nebraska has a median monthly rent of $673/mo and a median home value of $102,000. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Webster County?
The median gross rent in Webster County is $673/mo. This is 14% below state average for Nebraska.
Is Webster County affordable?
Webster County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Webster County's rent compare to the state average?
Webster County's median rent of $673/mo is 14% below state average of $783/mo for Nebraska.
What is the median home value in Webster County?
The median home value in Webster County, Nebraska is $102,000. This is 64% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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