Cost of Living in Jefferson County, Oklahoma

$588/mo

Median Monthly Rent

$77,500

Median Home Value

28% below state averageUnaffordable

At a Glance

Median Monthly Rent

$588/mo

28% below state average

Median Home Value

$77,500

73% below national

Rent-to-Income Ratio

26.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Jefferson County Compares

Median monthly rent comparison

Jefferson County$588/mo

Oklahoma Average$814/mo

National Median$1,163/mo

Detailed Housing Stats

$588/mo

Median Gross Rent

$77,500

Median Home Value

$504/mo

Monthly Owner Cost

26.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Jefferson County, Oklahoma

Jefferson County offers rare rental affordability

Jefferson County's 14.5% rent-to-income ratio is significantly below the national average and Oklahoma's state average of 17.0%, making it one of the most affordable rental markets in the region. Despite a median household income of $48,750—well below the national median of $74,755—residents pay just $588/month in median rent.

Oklahoma's most affordable rental county

Jefferson County ranks among Oklahoma's best for housing affordability, with a 14.5% rent-to-income ratio that beats the state average by 2.5 percentage points. At $588/month, median rent is $226 below the state average, the lowest in this county comparison.

Jefferson undercuts surrounding housing markets

Jefferson County's $588 median rent is substantially cheaper than Jackson County ($865) and Le Flore County ($773), though owner costs reflect the same affordability pattern. The $77,500 median home value is the lowest among peer counties, making Jefferson ideal for budget-conscious renters and first-time buyers.

Jefferson's lean housing-to-income ratio

With median income at $48,750 and rent at just $588/month, renters dedicate only 14.5% of earnings to housing. Homeowners pay $504/month on mortgages, meaning owner-occupants spend roughly 12.5% of income on housing costs—exceptional affordability by any measure.

Jefferson County: Oklahoma's affordability leader

If stretching your dollars matters most, Jefferson County delivers the lowest rent and home values in this region while keeping housing below 15% of income. This county rewards low-income workers, retirees, and anyone prioritizing maximum affordability over urban amenities.

Affordability Calculator

See how your income compares to housing costs in Jefferson County

Your Annual Household Income

Rent Burden

14.5%

of gross income

Max Housing (28% Rule)

$1,138

per month

Owner Cost Burden

12.4%

of gross income

You can likely afford the median home in Jefferson County

Median home value is $77,500. Estimated monthly cost: $619 vs. your max of $1,138.

Rent Affordability Guide

Your rent-to-income ratio14.5%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jefferson County, Oklahoma?

Jefferson County, Oklahoma has a median monthly rent of $588/mo and a median home value of $77,500. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.

What is the median rent in Jefferson County?

The median gross rent in Jefferson County is $588/mo. This is 28% below state average for Oklahoma.

Is Jefferson County affordable?

Jefferson County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Jefferson County's rent compare to the state average?

Jefferson County's median rent of $588/mo is 28% below state average of $814/mo for Oklahoma.

What is the median home value in Jefferson County?

The median home value in Jefferson County, Oklahoma is $77,500. This is 73% below the national median home value of $281,900.