Cost of Living in Wilcox County, Alabama

$699/mo
Median Monthly Rent
$84,200
Median Home Value

At a Glance

Median Monthly Rent
$699/mo
13% below state average
Median Home Value
$84,200
70% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Wilcox County Compares

Median monthly rent comparison

Wilcox County$699/mo
Alabama Average$799/mo
National Median$1,163/mo

Detailed Housing Stats

$699/mo
Median Gross Rent
$84,200
Median Home Value
$516/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Wilcox County ranks #745 of 3,144 counties for affordability (top 24%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Wilcox County, Alabama

Wilcox County's Affordability Squeeze

At 19.9%, Wilcox County's rent-to-income ratio exceeds the national comfort zone, meaning renters here stretch farther to cover housing costs. With a median household income of just $42,236—43% below the national average—Wilcox residents face tighter financial constraints than typical American households.

Among Alabama's Most Strained

Wilcox County's 19.9% rent-to-income ratio edges above Alabama's 18% average, placing it among the state's least affordable counties. The combination of low income ($42,236) and modest rents ($699) reveals an earnings challenge more than a housing-cost problem.

Neighbors Face Similar Pressures

Wilcox County's rent ($699) falls between Washington County ($628) and Winston County ($744), but its notably lower median income ($42,236) makes housing costs feel heavier. Compared to Washington County's more robust income levels, Wilcox residents face tighter affordability even with moderate rents.

Income vs. Housing Reality

Renters pay $699 monthly while homeowners budget $516—both manageable individually, but they consume 19.9% and 14.7% of the $42,236 median household income respectively. Wilcox residents dedicate a larger share of earnings to housing than peers in surrounding counties, limiting discretionary spending.

Wilcox: Ultra-Low Home Prices

For buyers able to relocate with stable remote income, Wilcox County offers Alabama's lowest median home value ($84,200) and affordable rents. Those moving here should factor that low wages are the real affordability challenge; housing costs themselves rank among the region's lowest.

Cost of Living Advisory: Wilcox County

Affordability Verdict

Wilcox County is affordable for renters, with a median gross rent of $699/month representing approximately 19.9% of median household income. The rent burden (GRAPI) stands at 30.0%.

Rent vs. Own

Renters in Wilcox County pay $699/month on average, compared to $516/month for homeowners. This market favors buyers by about 26%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,960/year. For owner costs at the 28% rule, the required income is roughly $22,114/year. With a median household income of $42,236, most households can comfortably afford rent here. Notably, 30.0% of renter households in Wilcox County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Wilcox County sits 7% less expensive than Cherokee County ($750/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Wilcox County

$

Rent Burden

19.9%

of gross income

Max Housing (28% Rule)

$986

per month

Owner Cost Burden

14.7%

of gross income

You can likely afford the median home in Wilcox County

Median home value is $84,200. Estimated monthly cost: $672 vs. your max of $986.

Rent Affordability Guide

Your rent-to-income ratio19.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $42,236Needed: $27,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $42,236Needed: $22,114
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $42,236Needed: $19,596

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Wilcox County, Alabama?
Wilcox County, Alabama has a median monthly rent of $699/mo and a median home value of $84,200. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Wilcox County?
The median gross rent in Wilcox County is $699/mo. This is 13% below state average for Alabama.
Is Wilcox County affordable?
Wilcox County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Wilcox County's rent compare to the state average?
Wilcox County's median rent of $699/mo is 13% below state average of $799/mo for Alabama.
What is the median home value in Wilcox County?
The median home value in Wilcox County, Alabama is $84,200. This is 70% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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