Cost of Living in Oneida County, Wisconsin
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Oneida County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Oneida County ranks #577 of 3,144 counties for affordability (top 18%)
Data Story
About Cost of Living in Oneida County, Wisconsin
Oneida County nears state affordability baseline
Oneida County's rent-to-income ratio of 15.0% sits essentially at Wisconsin's state average of 14.9%, indicating typical affordability for the region. With a median household income of $69,621 and rent of $868 monthly, residents are neither significantly strained nor enjoying exceptional savings.
Right at Wisconsin's affordability middle
At 15.0%, Oneida County's rent-to-income ratio matches Wisconsin's state average almost exactly, placing it in the state's moderate affordability tier. This consistency signals predictable housing-cost stability for households considering relocation to the county.
Affordable rents in a competitive region
Oneida County's $868 median rent is $201 less than Milwaukee County and competitive with Oconto County ($796) and Pepin County ($860). For homebuyers, Oneida's $227,500 median home value offers a middle ground between affordable Pepin and pricier Pierce County options.
Housing costs consume predictable income share
Oneida County renters dedicate $868 monthly—roughly $10,416 annually—to housing, a sustainable level that preserves 85% of income for other needs. Homeowners face similar proportional costs at $905 monthly, making both paths economically viable.
Oneida offers reliable affordability benchmarks
If you want housing that matches Wisconsin's typical cost patterns without surprises, Oneida County delivers baseline affordability with reasonable inventory. Your housing budget will align with regional norms, simplifying financial planning for a move.
Cost of Living Advisory: Oneida County
Affordability Verdict
For renters in Oneida County, the market is affordable. Expect to pay around $868/month in gross rent, with 26.0% of renter households considered cost-burdened.
Rent vs. Own
At $868/month rent versus $905/month in owner costs, renting is roughly $37/month cheaper — a 4% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,720/year. For owner costs at the 28% rule, the required income is roughly $38,786/year. With a median household income of $69,621, most households can comfortably afford rent here. Notably, 26.0% of renter households in Oneida County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Monroe County where rent averages $920/month, Oneida County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Oneida County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,624
per month
Owner Cost Burden
15.6%
of gross income
The median home in Oneida County may be a stretch
Median home value is $227,500. Estimated monthly cost: $1,816 vs. your max of $1,624.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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Counties with Similar Housing Costs
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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