Cost of Living in Scott County, Virginia

$665/mo
Median Monthly Rent
$122,300
Median Home Value

At a Glance

Median Monthly Rent
$665/mo
42% below state average
Median Home Value
$122,300
57% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Scott County Compares

Median monthly rent comparison

Scott County$665/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$665/mo
Median Gross Rent
$122,300
Median Home Value
$472/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Scott County ranks #1,220 of 3,144 counties for affordability (top 39%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Scott County, Virginia

Scott County's Rent Bargain

At 17.7%, Scott County's rent-to-income ratio beats the national average by offering households more breathing room in their budgets. The typical renter here spends just $665 per month—less than half the national median rent—while earning a median household income of $45,136.

Among Virginia's Most Affordable

Scott County ranks among Virginia's most housing-friendly counties, with a 17.7% rent-to-income ratio that undercuts the state average of 18.6%. This affordability advantage means families and renters stretching modest incomes find better odds here than across most of the commonwealth.

Southwest Virginia's Affordable Core

Neighboring Smyth County matches Scott's affordability at 17.7%, while both significantly undercut Shenandoah County's 18.0% ratio and its higher median rent of $968. This tight cluster of affordable counties offers renters and homebuyers genuine alternatives to pricier regions across the state.

Housing Costs in Context

Renters in Scott County spend $665 monthly while homeowners pay $472—a remarkably compact difference that reflects the county's overall affordability. With a median home value of $122,300, both rental and ownership paths remain accessible to households earning the county's $45,136 median income.

Consider Scott for Affordability

If you're weighing relocation for cost of living, Scott County delivers one of Virginia's best rent-to-income ratios without sacrificing community. Compare its $665 rents and $122,300 home values against pricier northern Virginia counties to see substantial monthly savings.

Cost of Living Advisory: Scott County

Affordability Verdict

Scott County is affordable for renters, with a median gross rent of $665/month representing approximately 17.7% of median household income. The rent burden (GRAPI) stands at 26.0%.

Rent vs. Own

Renters in Scott County pay $665/month on average, compared to $472/month for homeowners. This market favors buyers by about 29%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,600/year. For owner costs at the 28% rule, the required income is roughly $20,229/year. With a median household income of $45,136, most households can comfortably afford rent here. Notably, 26.0% of renter households in Scott County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Virginia, Scott County is less affordable than Wythe County by roughly 7% ($665/mo vs $718/mo).

Affordability Calculator

See how your income compares to housing costs in Scott County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,053

per month

Owner Cost Burden

12.5%

of gross income

You can likely afford the median home in Scott County

Median home value is $122,300. Estimated monthly cost: $976 vs. your max of $1,053.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $45,136Needed: $26,600
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $45,136Needed: $20,229
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $45,136Needed: $28,463

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Scott County, Virginia?
Scott County, Virginia has a median monthly rent of $665/mo and a median home value of $122,300. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Scott County?
The median gross rent in Scott County is $665/mo. This is 42% below state average for Virginia.
Is Scott County affordable?
Scott County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Scott County's rent compare to the state average?
Scott County's median rent of $665/mo is 42% below state average of $1,140/mo for Virginia.
What is the median home value in Scott County?
The median home value in Scott County, Virginia is $122,300. This is 57% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Scott County, Virginia? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Scott County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.