Cost of Living in Thurston County, Nebraska

$698/mo
Median Monthly Rent
$105,100
Median Home Value

At a Glance

Median Monthly Rent
$698/mo
11% below state average
Median Home Value
$105,100
63% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Thurston County Compares

Median monthly rent comparison

Thurston County$698/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$698/mo
Median Gross Rent
$105,100
Median Home Value
$662/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Thurston County ranks #652 of 3,144 counties for affordability (top 21%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Thurston County, Nebraska

Thurston balances modest income and rents well

Thurston County's rent-to-income ratio of 12.9% beats Nebraska's state average of 14.2%, reflecting smart housing economics despite a median income of $64,838. At $698 monthly, rents are among the region's lowest while incomes remain solid.

Strong affordability ranking statewide

Thurston County's 12.9% rent-to-income ratio places it in Nebraska's upper tier for housing affordability. The county delivers genuine relief for renters without requiring exceptional income levels.

Low rent with stable income base

Thurston's $698 rent is the second-lowest after Thomas County ($685), while median income of $64,838 exceeds Sheridan and Sioux. This creates a favorable rental environment with income support that backs up long-term stability.

Renters enjoy the bulk of the advantage

Thurston renters allocate 12.9% of income to $698 rent, while owners spend 12.2% on $662 mortgages—nearly equal despite owners' higher absolute costs. The county's affordability benefit flows primarily to renters seeking low-cost housing.

Thurston County attracts cost-conscious renters

If you're relocating to rent affordably in Nebraska while maintaining stable employment, Thurston County offers low housing costs paired with reasonable income levels. The county's combination of modest rents and fair home values makes it competitive for both renters and modest-budget buyers.

Cost of Living Advisory: Thurston County

Affordability Verdict

Housing in Thurston County is affordable. The median rent is $698/month against a median household income of $64,838, putting rent at 12.9% of income.

Rent vs. Own

At $698/month rent versus $662/month in owner costs, owning is roughly $36/month cheaper — a 5% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,920/year. For owner costs at the 28% rule, the required income is roughly $28,371/year. With a median household income of $64,838, most households can comfortably afford rent here. Notably, 19.0% of renter households in Thurston County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Chase County where rent averages $749/month, Thurston County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Thurston County

$

Rent Burden

12.9%

of gross income

Max Housing (28% Rule)

$1,513

per month

Owner Cost Burden

12.3%

of gross income

You can likely afford the median home in Thurston County

Median home value is $105,100. Estimated monthly cost: $839 vs. your max of $1,513.

Rent Affordability Guide

Your rent-to-income ratio12.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,838Needed: $27,920
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,838Needed: $28,371
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,838Needed: $24,460

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Thurston County, Nebraska?
Thurston County, Nebraska has a median monthly rent of $698/mo and a median home value of $105,100. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Thurston County?
The median gross rent in Thurston County is $698/mo. This is 11% below state average for Nebraska.
Is Thurston County affordable?
Thurston County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Thurston County's rent compare to the state average?
Thurston County's median rent of $698/mo is 11% below state average of $783/mo for Nebraska.
What is the median home value in Thurston County?
The median home value in Thurston County, Nebraska is $105,100. This is 63% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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