Cost of Living in Salem city, Virginia

$1,046/mo
Median Monthly Rent
$244,800
Median Home Value

At a Glance

Median Monthly Rent
$1,046/mo
8% below state average
Median Home Value
$244,800
13% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Salem city Compares

Median monthly rent comparison

Salem city$1,046/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$1,046/mo
Median Gross Rent
$244,800
Median Home Value
$1,168/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Salem city ranks #2,289 of 3,144 counties for affordability (bottom 27%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Salem city, Virginia

Salem balances affordability and urban character

Salem city's rent-to-income ratio of 18.8% is virtually on par with Virginia's state average of 18.6%, while its median household income of $66,716 sits comfortably near state levels. This smaller city delivers moderate affordability alongside genuine urban amenities.

At-average affordability for Virginia markets

Salem city's 18.8% rent-to-income ratio closely tracks Virginia's state average of 18.6%, making it a representative example of typical Virginia housing cost burdens. The median rent of $1,046 is 8% below the state median of $1,140, offering modest rental savings.

Moderate pricing in regional context

Salem city's $1,046 median rent sits between Roanoke city ($964) and Roanoke County ($1,148), positioning it as a middle option in the southwestern corridor. Home values of $244,800 are below Roanoke County ($267,300) but above Roanoke city ($180,500), reflecting its status as a moderate-sized urban center.

Renters and owners face different burdens

Renters pay $1,046 monthly while homeowners face a higher $1,168 monthly cost from a median income of $66,716. The 18.8% rent-to-income ratio keeps rents manageable, though prospective homebuyers may face tighter affordability depending on their specific financing situation.

Sweet spot for urban comfort and value

Salem city offers reliable affordability at near-state-average levels, paired with genuine downtown character and regional connectivity—ideal for relocators seeking urban flavor without premium pricing. The 18.8% rent-to-income ratio suggests sustainable long-term housing costs for most households.

Cost of Living Advisory: Salem city

Affordability Verdict

Housing in Salem city is affordable. The median rent is $1,046/month against a median household income of $66,716, putting rent at 18.8% of income.

Rent vs. Own

The median rent in Salem city is $1,046/month, while owner costs run $1,168/month. Renting saves approximately $122/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $41,840/year. For owner costs at the 28% rule, the required income is roughly $50,057/year. With a median household income of $66,716, most households can comfortably afford rent here. Notably, 29.0% of renter households in Salem city are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Franklin city where rent averages $995/month, Salem city is approximately 5% more expensive.

Affordability Calculator

See how your income compares to housing costs in Salem city

$

Rent Burden

18.8%

of gross income

Max Housing (28% Rule)

$1,557

per month

Owner Cost Burden

21.0%

of gross income

The median home in Salem city may be a stretch

Median home value is $244,800. Estimated monthly cost: $1,954 vs. your max of $1,557.

Rent Affordability Guide

Your rent-to-income ratio18.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,716Needed: $41,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,716Needed: $50,057
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,716Needed: $56,972

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Salem city, Virginia?
Salem city, Virginia has a median monthly rent of $1,046/mo and a median home value of $244,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Salem city?
The median gross rent in Salem city is $1,046/mo. This is 8% below state average for Virginia.
Is Salem city affordable?
Salem city is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Salem city's rent compare to the state average?
Salem city's median rent of $1,046/mo is 8% below state average of $1,140/mo for Virginia.
What is the median home value in Salem city?
The median home value in Salem city, Virginia is $244,800. This is 13% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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