Cost of Living in Poquoson city, Virginia

$1,634/mo
Median Monthly Rent
$403,000
Median Home Value

At a Glance

Median Monthly Rent
$1,634/mo
43% above state average
Median Home Value
$403,000
43% above national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Poquoson city Compares

Median monthly rent comparison

Poquoson city$1,634/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$1,634/mo
Median Gross Rent
$403,000
Median Home Value
$1,932/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Poquoson city ranks #989 of 3,144 counties for affordability (top 31%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Poquoson city, Virginia

Poquoson's wealth makes housing affordable

Despite commanding $1,634 monthly rent, Poquoson city maintains a healthy 16.2% rent-to-income ratio thanks to a median household income of $120,919—the highest in this cluster and 62% above the national median. High earners can absorb these premium Tidewater-area housing costs with ease.

Poquoson ranks among Virginia's most affordable

At 16.2%, Poquoson's rent-to-income ratio beats Virginia's 18.6% state average, ranking it among the commonwealth's most affordable communities despite commanding the cluster's highest rents. The city's exceptional median income of $120,919 drives this advantage, enabling residents to handle costs far exceeding state norms.

Poquoson commands premium Peninsula pricing

Poquoson's $1,634 rent dramatically exceeds all comparison counties, reflecting its location on the Virginia Peninsula near military and government employment centers. Yet the city's $120,919 median income far surpasses rural Southwest and South-central Virginia counties, making these higher costs proportionally affordable.

Poquoson's affluent housing profile

Renters spend $1,634 monthly while homeowners commit $1,932 to mortgage payments, consuming only 16.2% and 19.1% of the city's $120,919 median income respectively. Poquoson residents enjoy substantial housing security despite premium absolute costs.

Poquoson for high-earning Peninsula movers

Poquoson city suits relocators earning six figures who value proximity to Virginia's military and government employment centers, with median home values near $403,000. The city's exceptional income base means housing costs feel manageable despite being the cluster's most expensive in absolute dollars.

Cost of Living Advisory: Poquoson city

Affordability Verdict

Poquoson city is affordable for renters, with a median gross rent of $1,634/month representing approximately 16.2% of median household income. The rent burden (GRAPI) stands at 33.0%.

Rent vs. Own

Renters in Poquoson city pay $1,634/month on average, compared to $1,932/month for homeowners. This market favors renters by about 15%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $65,360/year. For owner costs at the 28% rule, the required income is roughly $82,800/year. With a median household income of $120,919, most households can comfortably afford rent here. Notably, 33.0% of renter households in Poquoson city are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Goochland County where rent averages $1,567/month, Poquoson city is approximately 4% more expensive.

Affordability Calculator

See how your income compares to housing costs in Poquoson city

$

Rent Burden

16.2%

of gross income

Max Housing (28% Rule)

$2,821

per month

Owner Cost Burden

19.2%

of gross income

The median home in Poquoson city may be a stretch

Median home value is $403,000. Estimated monthly cost: $3,217 vs. your max of $2,821.

Rent Affordability Guide

Your rent-to-income ratio16.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $120,919Needed: $65,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $120,919Needed: $82,800
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $120,919Needed: $93,789

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Poquoson city, Virginia?
Poquoson city, Virginia has a median monthly rent of $1,634/mo and a median home value of $403,000. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Poquoson city?
The median gross rent in Poquoson city is $1,634/mo. This is 43% above state average for Virginia.
Is Poquoson city affordable?
Poquoson city is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Poquoson city's rent compare to the state average?
Poquoson city's median rent of $1,634/mo is 43% above state average of $1,140/mo for Virginia.
What is the median home value in Poquoson city?
The median home value in Poquoson city, Virginia is $403,000. This is 43% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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