Cost of Living in Floyd County, Virginia

$826/mo
Median Monthly Rent
$215,500
Median Home Value
28% below state averageUnaffordable

At a Glance

Median Monthly Rent
$826/mo
28% below state average
Median Home Value
$215,500
24% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Floyd County Compares

Median monthly rent comparison

Floyd County$826/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$826/mo
Median Gross Rent
$215,500
Median Home Value
$601/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Floyd County, Virginia

Floyd Offers Rural Affordability

Floyd County renters spend 16.1% of income on housing, below both the national benchmark and the Virginia average of 18.6%. While the median income here ($61,401) lags the national median ($74,755), exceptionally low rents of $826 monthly create genuine affordability.

Virginia's Most Affordable County

Floyd County ranks as one of Virginia's most affordable places to live, with a rent-to-income ratio of 16.1% and median monthly rent of just $826. The county's rural character and lower cost of living make it attractive for those prioritizing affordability over urban amenities.

Cheapest Rents in the Region

Floyd's $826 median rent is substantially lower than Frederick County ($1,402) and Fauquier County ($1,561), making it the region's most budget-friendly option. The trade-off is lower median incomes ($61,401 vs Fauquier's $129,495), reflecting its rural economy.

Modest Costs, Modest Incomes

Floyd renters spend just $826 monthly while homeowners pay $601, among the lowest housing costs in Virginia. At 16.1% of income dedicated to rent, Floyd provides genuine housing relief even as the county's overall wage levels remain below state averages.

Floyd Rewards Budget-Conscious Movers

If remote work or retirement allows you to maintain current income while relocating, Floyd County delivers exceptional value with $826 monthly rents. Factor in that you'd spend just 16.1% of median income on housing compared to 18.6% statewide.

Affordability Calculator

See how your income compares to housing costs in Floyd County

$

Rent Burden

16.1%

of gross income

Max Housing (28% Rule)

$1,433

per month

Owner Cost Burden

11.7%

of gross income

The median home in Floyd County may be a stretch

Median home value is $215,500. Estimated monthly cost: $1,720 vs. your max of $1,433.

Rent Affordability Guide

Your rent-to-income ratio16.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Floyd County, Virginia?
Floyd County, Virginia has a median monthly rent of $826/mo and a median home value of $215,500. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Floyd County?
The median gross rent in Floyd County is $826/mo. This is 28% below state average for Virginia.
Is Floyd County affordable?
Floyd County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Floyd County's rent compare to the state average?
Floyd County's median rent of $826/mo is 28% below state average of $1,140/mo for Virginia.
What is the median home value in Floyd County?
The median home value in Floyd County, Virginia is $215,500. This is 24% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.