Cost of Living in Lake County, Oregon

$861/mo
Median Monthly Rent
$219,400
Median Home Value
24% below state averageUnaffordable

At a Glance

Median Monthly Rent
$861/mo
24% below state average
Median Home Value
$219,400
22% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lake County Compares

Median monthly rent comparison

Lake County$861/mo
Oregon Average$1,137/mo
National Median$1,163/mo

Detailed Housing Stats

$861/mo
Median Gross Rent
$219,400
Median Home Value
$742/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Lake County, Oregon

Lake County: Oregon's Most Affordable Housing

Lake County residents enjoy a rent-to-income ratio of just 16.9%—well below both Oregon's 19.4% average and the national norm—making it among the country's most affordable housing markets. Median rent of $861 combined with household income of $61,222 creates a genuinely balanced housing picture rarely found in contemporary America.

Statewide Affordability Leader

At 16.9%, Lake County's rent-to-income ratio significantly undercuts Oregon's 19.4% state average, placing it among the state's least cost-burdened counties. This advantage reflects both lower rents and comparable incomes relative to pricier urban and coastal regions.

Clear Winner Among Peers

Lake County's $861 median rent beats all comparable southern Oregon neighbors—Klamath ($973), Josephine ($1,157), and even rural Malheur ($819) when accounting for income. The county's rent-to-income ratio of 16.9% is the lowest in its region, reflecting genuinely accessible housing.

Lowest Housing Costs in the Region

Monthly rent averages just $861 while homeownership runs $742, with the median home valued at $219,400—the most affordable in this comparison. At 16.9% of income dedicated to rent, Lake County residents spend substantially less on housing than peers across Oregon, freeing budget for savings and other priorities.

Affordable Living Without Sacrifice

If cost of living drives your relocation decision, Lake County delivers exceptional affordability while maintaining reasonable income levels and services. Remote workers or retirees considering southern Oregon moves will find Lake County's housing costs and overall financial flexibility hard to beat within the state.

Affordability Calculator

See how your income compares to housing costs in Lake County

$

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$1,429

per month

Owner Cost Burden

14.5%

of gross income

The median home in Lake County may be a stretch

Median home value is $219,400. Estimated monthly cost: $1,752 vs. your max of $1,429.

Rent Affordability Guide

Your rent-to-income ratio16.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Lake County, Oregon?
Lake County, Oregon has a median monthly rent of $861/mo and a median home value of $219,400. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Lake County?
The median gross rent in Lake County is $861/mo. This is 24% below state average for Oregon.
Is Lake County affordable?
Lake County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lake County's rent compare to the state average?
Lake County's median rent of $861/mo is 24% below state average of $1,137/mo for Oregon.
What is the median home value in Lake County?
The median home value in Lake County, Oregon is $219,400. This is 22% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.