Cost of Living in Hood County, Texas

$1,414/mo
Median Monthly Rent
$281,300
Median Home Value

At a Glance

Median Monthly Rent
$1,414/mo
47% above state average
Median Home Value
$281,300
0% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hood County Compares

Median monthly rent comparison

Hood County$1,414/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,414/mo
Median Gross Rent
$281,300
Median Home Value
$1,316/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Hood County ranks #2,732 of 3,144 counties for affordability (bottom 13%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Hood County, Texas

Hood pulls up higher with strong income

Hood County renters spend 19.6% of income on rent, above national norms but cushioned by median income of $86,802—14% above the national median. Stronger paychecks here make even pricier housing manageable compared to lower-income counties.

Above Texas average but income-boosted

Hood's 19.6% rent-to-income ratio exceeds Texas's 18.1% state average, yet the county ranks among the highest-income places in this set. The $1,414 median rent reflects Hood's proximity to the Dallas-Fort Worth metro and its appeal to affluent Hill Country residents.

Nearly as pricey as Hays, but more income

Hood's $1,414 rent rivals Hays ($1,417), but Hood residents earn $86,802 versus Hays's $85,827—a subtle edge that matters for affordability math. Owner costs here ($1,316) are also notably lower than Hays ($1,787), reflecting less speculative real estate pressure.

Housing claims 38% of income

Renters pay 19.6% ($1,414) toward rent monthly, while homeowners commit 18.1% ($1,316) to mortgage costs—totaling 37.7% combined. The $86,802 median income makes this manageable, though it still leaves less discretionary spending than lower-cost counties.

Hill Country lifestyle with stable income

Hood appeals to those seeking scenic Hill Country living with higher earning potential: median homes at $281,300 and income near $87K. If you've got solid Dallas-Fort Worth employment, Hood offers that Texas lake-and-ranch aesthetic without the mega-metro price shock.

Cost of Living Advisory: Hood County

Affordability Verdict

Hood County offers affordable rental housing at a median of $1,414/month — about 19.5% of the typical household income here.

Rent vs. Own

Renters in Hood County pay $1,414/month on average, compared to $1,316/month for homeowners. This market favors buyers by about 7%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $56,560/year. For owner costs at the 28% rule, the required income is roughly $56,400/year. With a median household income of $86,802, most households can comfortably afford rent here. Notably, 30.0% of renter households in Hood County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Hood County sits 4% more expensive than Galveston County ($1,360/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Hood County

$

Rent Burden

19.5%

of gross income

Max Housing (28% Rule)

$2,025

per month

Owner Cost Burden

18.2%

of gross income

The median home in Hood County may be a stretch

Median home value is $281,300. Estimated monthly cost: $2,246 vs. your max of $2,025.

Rent Affordability Guide

Your rent-to-income ratio19.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $86,802Needed: $56,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $86,802Needed: $56,400
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $86,802Needed: $65,466

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Hood County, Texas?
Hood County, Texas has a median monthly rent of $1,414/mo and a median home value of $281,300. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Hood County?
The median gross rent in Hood County is $1,414/mo. This is 47% above state average for Texas.
Is Hood County affordable?
Hood County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hood County's rent compare to the state average?
Hood County's median rent of $1,414/mo is 47% above state average of $963/mo for Texas.
What is the median home value in Hood County?
The median home value in Hood County, Texas is $281,300. This is 0% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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