Cost of Living in Charles City County, Virginia

$1,076/mo

Median Monthly Rent

$224,100

Median Home Value

6% below state averageUnaffordable

At a Glance

Median Monthly Rent

$1,076/mo

6% below state average

Median Home Value

$224,100

21% below national

Rent-to-Income Ratio

30.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Charles City County Compares

Median monthly rent comparison

Charles City County$1,076/mo

Virginia Average$1,140/mo

National Median$1,163/mo

Detailed Housing Stats

$1,076/mo

Median Gross Rent

$224,100

Median Home Value

$943/mo

Monthly Owner Cost

30.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Charles City County, Virginia

Charles City stays slightly below state average

Charles City County's 18.4% rent-to-income ratio sits just below Virginia's state average of 18.6%, supported by median household income of $70,339 and rents of $1,076. The county offers near-average affordability for Virginia residents earning moderately above national medians.

Middle ground in Virginia's affordability rankings

Charles City ranks near the middle of Virginia's affordability spectrum, with costs and incomes both slightly above state averages. The county's 18.4% rent-to-income ratio places it just below the state median, making it reliable but unremarkable.

Bridges affordable and expensive county markets

Charles City's $1,076 rent falls between affordable Campbell ($853) and expensive Buena Vista ($1,067), while owner costs of $943 split differences with neighboring counties. The county occupies a true middle position geographically and economically.

Housing remains near-average share of budget

Charles City residents earning $70,339 spend 18.4% on rent ($1,076) or 16.1% on owner costs ($943), consuming a slightly smaller share of income through ownership. Both pathways remain manageable for households at this income level.

Charles City offers steady, unremarkable value

Choose Charles City County if you seek Virginia housing near state averages without seeking bargains or premium amenities, with median values of $224,100. Compare to cheaper Campbell County or more expensive nearby areas to confirm fit.

Affordability Calculator

See how your income compares to housing costs in Charles City County

Your Annual Household Income

Rent Burden

18.4%

of gross income

Max Housing (28% Rule)

$1,641

per month

Owner Cost Burden

16.1%

of gross income

The median home in Charles City County may be a stretch

Median home value is $224,100. Estimated monthly cost: $1,789 vs. your max of $1,641.

Rent Affordability Guide

Your rent-to-income ratio18.4%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Charles City County, Virginia?

Charles City County, Virginia has a median monthly rent of $1,076/mo and a median home value of $224,100. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.

What is the median rent in Charles City County?

The median gross rent in Charles City County is $1,076/mo. This is 6% below state average for Virginia.

Is Charles City County affordable?

Charles City County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Charles City County's rent compare to the state average?

Charles City County's median rent of $1,076/mo is 6% below state average of $1,140/mo for Virginia.

What is the median home value in Charles City County?

The median home value in Charles City County, Virginia is $224,100. This is 21% below the national median home value of $281,900.