Cost of Living in Campbell County, Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Campbell County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Campbell County ranks #860 of 3,144 counties for affordability (top 27%)
Data Story
About Cost of Living in Campbell County, Virginia
Campbell balances affordability with decent wages
Campbell County's 16.4% rent-to-income ratio beats both Virginia's average of 18.6% and national norms, helped by a median household income of $62,608. Renters here enjoy some of the state's lighter housing burdens relative to earnings.
Top-tier affordability across Virginia
Campbell ranks among Virginia's most affordable counties, combining solid wages with restrained rents that average just $853 monthly—25% below the state median. The county's balanced housing market serves both renters and buyers well.
Affordable rent, reasonable ownership costs
Campbell's $853 rent undercuts neighbors Buckingham ($874) and Caroline ($1,201), while owner costs of $779 sit between Buckingham ($661) and Charlotte ($574). The county offers middle-ground pricing that appeals across household types.
Balanced burden across rental and owned homes
Campbell renters allocate 16.4% of their $62,608 income to $853 monthly rent, while owner-occupants spend 14.9% on $779 mortgage payments. This tight clustering of affordability ratios suggests the county serves both groups equitably.
Campbell delivers reliable affordability statewide
Relocating to Campbell County works well for both renters and buyers seeking Virginia affordability without sacrificing wages or home values around $199,200. Compare its balanced costs to higher-burden Buena Vista or lower-cost Carroll for your needs.
Cost of Living Advisory: Campbell County
Affordability Verdict
Housing in Campbell County is affordable. The median rent is $853/month against a median household income of $62,608, putting rent at 16.3% of income.
Rent vs. Own
At $853/month rent versus $779/month in owner costs, owning is roughly $74/month cheaper — a 9% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,120/year. For owner costs at the 28% rule, the required income is roughly $33,386/year. With a median household income of $62,608, most households can comfortably afford rent here. Notably, 26.0% of renter households in Campbell County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Franklin County where rent averages $797/month, Campbell County is approximately 7% more expensive.
Affordability Calculator
See how your income compares to housing costs in Campbell County
Rent Burden
16.3%
of gross income
Max Housing (28% Rule)
$1,461
per month
Owner Cost Burden
14.9%
of gross income
The median home in Campbell County may be a stretch
Median home value is $199,200. Estimated monthly cost: $1,590 vs. your max of $1,461.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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