Cost of Living in Amelia County, Virginia

$972/mo
Median Monthly Rent
$239,700
Median Home Value
15% below state averageUnaffordable

At a Glance

Median Monthly Rent
$972/mo
15% below state average
Median Home Value
$239,700
15% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Amelia County Compares

Median monthly rent comparison

Amelia County$972/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$972/mo
Median Gross Rent
$239,700
Median Home Value
$919/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Amelia County, Virginia

Amelia offers better housing deals than national average

Amelia residents spend 17.6% of household income on rent, beating the national average of 18.6% while maintaining a median household income of $66,339, just under the U.S. median of $74,755. This combination makes Amelia a genuinely affordable option for moderate-income households.

Virginia's sweet spot for balanced affordability

Amelia's rent-to-income ratio of 17.6% ranks among Virginia's most affordable, sitting 1.0 percentage point below the state average of 18.6%. The median gross rent of $972 is $168 below the state median, delivered with solid local incomes.

Competitive with rural Virginia's best deals

Amelia's $972 median rent nearly matches Accomack ($973) and falls between Appomattox ($883) and Amherst ($842), while its rent-to-income ratio of 17.6% beats most rural peers. It represents a balanced choice among central Virginia's lower-cost counties.

Stable costs across renting and owning

Renters pay $972 monthly while homeowners pay $919—nearly equal burdens—on a $66,339 median household income. Together, housing consumes roughly 18% of income, slightly below state average and quite manageable for working families.

Amelia balances affordability with stability

If you seek a rural, stable community with below-state-average housing costs and solid local incomes, Amelia offers genuine value without extreme tradeoffs. The county's central location makes it accessible to Richmond employment and larger regional opportunities.

Affordability Calculator

See how your income compares to housing costs in Amelia County

$

Rent Burden

17.6%

of gross income

Max Housing (28% Rule)

$1,548

per month

Owner Cost Burden

16.6%

of gross income

The median home in Amelia County may be a stretch

Median home value is $239,700. Estimated monthly cost: $1,914 vs. your max of $1,548.

Rent Affordability Guide

Your rent-to-income ratio17.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Amelia County, Virginia?
Amelia County, Virginia has a median monthly rent of $972/mo and a median home value of $239,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Amelia County?
The median gross rent in Amelia County is $972/mo. This is 15% below state average for Virginia.
Is Amelia County affordable?
Amelia County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Amelia County's rent compare to the state average?
Amelia County's median rent of $972/mo is 15% below state average of $1,140/mo for Virginia.
What is the median home value in Amelia County?
The median home value in Amelia County, Virginia is $239,700. This is 15% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.