Cost of Living in Guilford County, North Carolina

$1,108/mo
Median Monthly Rent
$234,900
Median Home Value

At a Glance

Median Monthly Rent
$1,108/mo
18% above state average
Median Home Value
$234,900
17% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Guilford County Compares

Median monthly rent comparison

Guilford County$1,108/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$1,108/mo
Median Gross Rent
$234,900
Median Home Value
$1,103/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Guilford County ranks #2,896 of 3,144 counties for affordability (bottom 8%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Guilford County, North Carolina

Guilford rents eat 20% of income

Renters in Guilford County spend 20.1% of their median household income on rent—slightly above the national sweet spot of around 18%. With median rent at $1,108/month and median household income of $66,027, housing costs are manageable but tightening.

Middle-of-the-road affordability in NC

Guilford's 20.1% rent-to-income ratio sits above North Carolina's state average of 18.6%, placing the county in moderate territory across the state's 100 counties. Renters here pay $170 more per month than the state median of $938.

Cheaper than Henderson, pricier than Harnett

Guilford's median rent of $1,108 falls between Henderson County ($1,120) and Harnett County ($1,080), reflecting its position as a mid-sized urban center. All three counties cluster within a tight $40-range, suggesting regional consistency in rental markets.

Renters and owners both strained

Renters absorb $1,108/month while homeowners face $1,103/month in mortgage payments—remarkably similar burdens. With median home value at $234,900, Guilford offers balanced entry points for both renting and buying.

Guilford: urban perks, urban prices

If you're considering a move to Guilford, expect costs slightly above state averages—but you're gaining access to a Piedmont Triad job hub. Compare your income and remote work flexibility against that 20% rent-to-income threshold to make your call.

Cost of Living Advisory: Guilford County

Affordability Verdict

Guilford County is affordable for renters, with a median gross rent of $1,108/month representing approximately 20.1% of median household income. The rent burden (GRAPI) stands at 30.0%.

Rent vs. Own

Renters in Guilford County pay $1,108/month on average, compared to $1,103/month for homeowners. This market favors buyers by about 0%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $44,320/year. For owner costs at the 28% rule, the required income is roughly $47,271/year. With a median household income of $66,027, most households can comfortably afford rent here. Notably, 30.0% of renter households in Guilford County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within North Carolina, Guilford County is more affordable than Haywood County by roughly 5% ($1,108/mo vs $1,052/mo).

Affordability Calculator

See how your income compares to housing costs in Guilford County

$

Rent Burden

20.1%

of gross income

Max Housing (28% Rule)

$1,541

per month

Owner Cost Burden

20.0%

of gross income

The median home in Guilford County may be a stretch

Median home value is $234,900. Estimated monthly cost: $1,875 vs. your max of $1,541.

Rent Affordability Guide

Your rent-to-income ratio20.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,027Needed: $44,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,027Needed: $47,271
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,027Needed: $54,668

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Guilford County, North Carolina?
Guilford County, North Carolina has a median monthly rent of $1,108/mo and a median home value of $234,900. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Guilford County?
The median gross rent in Guilford County is $1,108/mo. This is 18% above state average for North Carolina.
Is Guilford County affordable?
Guilford County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Guilford County's rent compare to the state average?
Guilford County's median rent of $1,108/mo is 18% above state average of $938/mo for North Carolina.
What is the median home value in Guilford County?
The median home value in Guilford County, North Carolina is $234,900. This is 17% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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