Cost of Living in Zavala County, Texas

$544/mo
Median Monthly Rent
$88,100
Median Home Value

At a Glance

Median Monthly Rent
$544/mo
44% below state average
Median Home Value
$88,100
69% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Zavala County Compares

Median monthly rent comparison

Zavala County$544/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$544/mo
Median Gross Rent
$88,100
Median Home Value
$583/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Zavala County ranks #2,205 of 3,144 counties for affordability (bottom 30%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Zavala County, Texas

Zavala County Achieves Rent Affordability Despite Low Incomes

Zavala County's 15.6% rent-to-income ratio beats the national average, but this affordability comes from bargain-basement rents rather than strong earnings. With a median household income of $41,887—44% below the national median—the county offers cheap housing in an economically constrained community.

Below-Average Income, Below-Average Rents

Zavala County's 15.6% rent-to-income ratio slightly underperforms Texas's 18.1% state average, driven by the state's lowest median rent of $544. Despite affordable rents, the county's $41,887 median income remains a significant economic constraint for residents.

South Texas's Budget Housing Market

Zavala County's $544 rent is the lowest among these five counties, matching Zapata County's economic profile with similarly modest incomes of $41,887 versus $36,527. Both represent South Texas's tight economic realities, though Zavala County offers slightly better earning potential.

Rents Consume 16% of Income Here

Zavala County renters allocate 15.6% of their $41,887 annual income to rent, while homeowners spend roughly 17% on monthly costs of $583. Combined, housing takes roughly 33% of household income—above the comfort threshold but partially offset by genuinely low nominal costs.

Extreme Budget Option for Remote Workers

Zavala County offers Texas's lowest rents and home values ($88,100 median), making it viable only if you bring external income or have secured remote work. Without strong local job markets, this county is best suited for families with stable income sources outside the local economy.

Cost of Living Advisory: Zavala County

Affordability Verdict

Zavala County offers affordable rental housing at a median of $544/month — about 15.6% of the typical household income here.

Rent vs. Own

The median rent in Zavala County is $544/month, while owner costs run $583/month. Renting saves approximately $39/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $21,760/year. For owner costs at the 28% rule, the required income is roughly $24,986/year. With a median household income of $41,887, most households can comfortably afford rent here. Notably, 27.0% of renter households in Zavala County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Brooks County where rent averages $487/month, Zavala County is approximately 12% more expensive.

Affordability Calculator

See how your income compares to housing costs in Zavala County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$977

per month

Owner Cost Burden

16.7%

of gross income

You can likely afford the median home in Zavala County

Median home value is $88,100. Estimated monthly cost: $703 vs. your max of $977.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $41,887Needed: $21,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $41,887Needed: $24,986
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $41,887Needed: $20,503

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Zavala County, Texas?
Zavala County, Texas has a median monthly rent of $544/mo and a median home value of $88,100. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Zavala County?
The median gross rent in Zavala County is $544/mo. This is 44% below state average for Texas.
Is Zavala County affordable?
Zavala County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Zavala County's rent compare to the state average?
Zavala County's median rent of $544/mo is 44% below state average of $963/mo for Texas.
What is the median home value in Zavala County?
The median home value in Zavala County, Texas is $88,100. This is 69% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Zavala County, Texas? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Zavala County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.