CostBy County

Cost of Living in McCone County, Montana

$556/mo
Median Monthly Rent
$211,600
Median Home Value

At a Glance

Median Monthly Rent
$556/mo
34% below state average
Median Home Value
$211,600
36% below national
Census GRAPI
19.2%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How McCone County Compares

Median monthly rent comparison

McCone County$556/mo
Montana Average$842/mo
National Median$1,413/mo

Detailed Housing Stats

$556/mo
Median Gross Rent
$211,600
Median Home Value
$697/mo
Monthly Owner Cost
19.2%
Census GRAPI

National Ranking

Affordability Rank

McCone County ranks #348 of 3,142 counties for affordability (top 11%)

Most AffordableLeast Affordable

Sourced county brief

McCone County Official GRAPI Estimated at 19.2 Percent

The official ACS B25071 gross rent as a percentage of household income (GRAPI) in McCone County was 19.2%. This figure is 4.9 percentage points below the Montana unweighted county mean of 24.1%. The median gross rent was estimated at $556 per month, while the state unweighted county mean was $842. Median selected monthly owner costs for owner-occupied units were $697, compared to a state unweighted county mean of $842. The median home value in the county was $211,600, which is below the state unweighted county mean of $276,877. Renter-household median income was estimated at $52,656. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: McCone County

Affordability Verdict

ACS B25071 estimates median gross rent at 19.2% of renter household income in McCone County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $556 per month; median selected monthly owner costs are $697. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $22,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Montana unweighted mean of county median rents is $842 per month. McCone County's $556 median is 34.0% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in McCone County

$

Rent Burden

9.6%

of gross income

Max Housing (28% Rule)

$1,619

per month

Owner Cost Burden

12.1%

of gross income

The median home in McCone County may be a stretch

Median home value is $211,600. Estimated monthly cost: $1,689 vs. your max of $1,619.

Rent Affordability Guide

Your entered rent as a share of entered income9.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,375Needed: $22,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,375Needed: $29,871
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,375Needed: $49,245

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in McCone County, Montana?
McCone County, Montana has a median monthly rent of $556/mo and a median home value of $211,600. The affordability rating is Affordable, with median gross rent equal to approximately 19.2% of renter household income.
What is the median rent in McCone County?
The median gross rent in McCone County is $556/mo. This is 34% below state average for Montana.
Is McCone County affordable?
McCone County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 19.2%. Median gross rent is under 30% of renter household income.
How does McCone County's rent compare to the state average?
McCone County's median rent of $556/mo is 34% below state average of $842/mo for Montana.
What is the median home value in McCone County?
The median home value in McCone County, Montana is $211,600. This is 36% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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