Cost of Living in McCone County, Montana

$543/mo
Median Monthly Rent
$197,400
Median Home Value
34% below state averageUnaffordable

At a Glance

Median Monthly Rent
$543/mo
34% below state average
Median Home Value
$197,400
30% below national
Rent-to-Income Ratio
15.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How McCone County Compares

Median monthly rent comparison

McCone County$543/mo
Montana Average$825/mo
National Median$1,163/mo

Detailed Housing Stats

$543/mo
Median Gross Rent
$197,400
Median Home Value
$635/mo
Monthly Owner Cost
15.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in McCone County, Montana

McCone County offers exceptional affordability

McCone County's 9.1% rent-to-income ratio is the lowest among these eight counties and dramatically below the national 15% standard and Montana's 15.9% state average. At $543 per month, the median rent is 34% cheaper than the state average, making it one of Montana's most affordable rental markets.

Montana's affordability champion

McCone County ranks among the best for rental affordability statewide, with its 9.1% ratio nearly half Montana's 15.9% average. This northeastern county combines low rents with median household income of $71,842—close to the national median—creating a uniquely favorable housing cost environment.

Far cheaper than nearby and distant counties

McCone's $543 rent undercuts every other county in this survey by wide margins: Liberty County ($668), Lincoln County ($810), and the western counties ranging from $1,062 to $1,159. This dramatic advantage reflects McCone's remote rural character and limited real estate demand competition.

Housing costs barely dent household budgets

Renters earning the median $71,842 spend approximately $6,516 annually on rent—just 9.1% of gross income—leaving substantial funds for other necessities. Homeowners paying $635 monthly ($7,620 yearly) enjoy similarly low ownership costs relative to income, with median home values of $197,400.

Remote workers should consider McCone seriously

McCone County's 9.1% rent-to-income ratio and $543 rents create unbeatable affordability for remote workers or those with portable income. Rural isolation and limited local services are trade-offs, but if you can work from anywhere, McCone offers exceptional financial breathing room.

Affordability Calculator

See how your income compares to housing costs in McCone County

$

Rent Burden

9.1%

of gross income

Max Housing (28% Rule)

$1,676

per month

Owner Cost Burden

10.6%

of gross income

You can likely afford the median home in McCone County

Median home value is $197,400. Estimated monthly cost: $1,576 vs. your max of $1,676.

Rent Affordability Guide

Your rent-to-income ratio9.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in McCone County, Montana?
McCone County, Montana has a median monthly rent of $543/mo and a median home value of $197,400. The affordability rating is Unaffordable, with rent making up approximately 15.0% of median household income.
What is the median rent in McCone County?
The median gross rent in McCone County is $543/mo. This is 34% below state average for Montana.
Is McCone County affordable?
McCone County is rated Unaffordable based on rent-to-income ratio of 15.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does McCone County's rent compare to the state average?
McCone County's median rent of $543/mo is 34% below state average of $825/mo for Montana.
What is the median home value in McCone County?
The median home value in McCone County, Montana is $197,400. This is 30% below the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in McCone County, Montana? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in McCone County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.