Cost of Living in Robertson County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Robertson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Robertson County ranks #167 of 3,144 counties for affordability (top 5%)
Data Story
About Cost of Living in Robertson County, Kentucky
Robertson County rents remarkably affordable
Robertson County renters spend only 12.4% of their $52,337 income on housing—far below the national average near 18%—making it the most affordable rental market in the regional sample. At $543 monthly, Robertson's median rent is the lowest in the comparison group by a substantial margin.
Statewide renter affordability leader
Robertson County's 12.4% rent-to-income ratio dramatically undercuts Kentucky's 17% average, placing it among the state's most affordable rental markets. The county's $543 median rent runs 30% below the state average of $771, representing exceptional value for Kentucky renters.
Rent half Pike's price, same income neighborhood
Robertson's $543 rent is $294 cheaper than Pike County's $837 while offering similar household income ($52,337 vs $42,179), yet higher income gives Robertson renters substantially more breathing room. Among the eight-county sample, Robertson stands alone in affordability, closer to Rockcastle than to any stressed peer.
Renters thrive; homeowners pay premium
Robertson renters enjoy just 12.4% of income on $543 rent, but homeowners face $742 monthly payments consuming 17.0% of household income—a reversal of the typical ownership advantage. Median home value of $123,400 may not justify the 4.6-point owner cost premium Robertson families experience.
Robertson is renter's paradise in region
If renting is your preference, Robertson County offers exceptional value at $543 monthly with $52,337 median income, leaving ample room for other expenses and savings. Budget-conscious relocators should prioritize Robertson's rental market before looking elsewhere in eastern Kentucky, though the county's home-buying costs suggest renting longer may be the smarter financial choice.
Cost of Living Advisory: Robertson County
Affordability Verdict
Housing in Robertson County is affordable. The median rent is $543/month against a median household income of $52,337, putting rent at 12.5% of income.
Rent vs. Own
The median rent in Robertson County is $543/month, while owner costs run $742/month. Renting saves approximately $199/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $21,720/year. For owner costs at the 28% rule, the required income is roughly $31,800/year. With a median household income of $52,337, most households can comfortably afford rent here. Notably, 13.0% of renter households in Robertson County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Bath County where rent averages $600/month, Robertson County is approximately 10% less expensive.
Affordability Calculator
See how your income compares to housing costs in Robertson County
Rent Burden
12.5%
of gross income
Max Housing (28% Rule)
$1,221
per month
Owner Cost Burden
17.0%
of gross income
You can likely afford the median home in Robertson County
Median home value is $123,400. Estimated monthly cost: $985 vs. your max of $1,221.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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