Cost of Living in Zapata County, Texas

$569/mo
Median Monthly Rent
$88,800
Median Home Value
41% below state averageUnaffordable

At a Glance

Median Monthly Rent
$569/mo
41% below state average
Median Home Value
$88,800
68% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Zapata County Compares

Median monthly rent comparison

Zapata County$569/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$569/mo
Median Gross Rent
$88,800
Median Home Value
$480/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Zapata County, Texas

Zapata County's Housing Market Tells a Different Story

Zapata County's 18.7% rent-to-income ratio slightly exceeds the national average, driven by a median household income of just $36,527—less than half the national median. While rents are genuinely low at $569 monthly, the real affordability challenge here is limited earning capacity, not high housing costs.

Income Squeeze Drives Housing Burden

Zapata County's 18.7% rent-to-income ratio marginally exceeds Texas's 18.1% state average, despite having the lowest rents in this county group. The issue isn't rent itself—at $569, it's 41% below the state median—but rather the county's limited wage base.

Cheapest Rents, But Lowest Incomes

Zapata County's $569 rent is the lowest among these five counties, but its $36,527 median income is also the lowest, creating a tradeoff. Neighboring Zavala County offers similar dynamics with $544 rent and $41,887 income, both representing South Texas's economic realities.

Housing Stress Despite Low Nominal Costs

Zapata County renters spend 18.7% of their $36,527 income on $569 rent, while homeowners allocate roughly 16% to owner costs of $480. Combined housing burden reaches 35%—above recommended levels—because wages, not rents, are the limiting factor for these families.

Affordable Living, Limited Job Market

Zapata County delivers ultra-low rents and modest home values ($88,800 median), but income opportunities are severely constrained compared to neighboring counties. Consider this county only if remote work or relocation with your current income is part of your plan.

Affordability Calculator

See how your income compares to housing costs in Zapata County

$

Rent Burden

18.7%

of gross income

Max Housing (28% Rule)

$852

per month

Owner Cost Burden

15.8%

of gross income

You can likely afford the median home in Zapata County

Median home value is $88,800. Estimated monthly cost: $709 vs. your max of $852.

Rent Affordability Guide

Your rent-to-income ratio18.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Zapata County, Texas?
Zapata County, Texas has a median monthly rent of $569/mo and a median home value of $88,800. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Zapata County?
The median gross rent in Zapata County is $569/mo. This is 41% below state average for Texas.
Is Zapata County affordable?
Zapata County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Zapata County's rent compare to the state average?
Zapata County's median rent of $569/mo is 41% below state average of $963/mo for Texas.
What is the median home value in Zapata County?
The median home value in Zapata County, Texas is $88,800. This is 68% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.