Cost of Living in Clinton County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Clinton County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Clinton County ranks #69 of 3,144 counties for affordability (top 2%)
Data Story
About Cost of Living in Clinton County, Kentucky
Clinton County Housing Remains Reasonably Affordable
Clinton County renters dedicate 17.9% of their income to housing, just slightly above Kentucky's 17% state average and well within the 30% affordability comfort zone. At $42,168 median household income and $629 median rent, this rural county maintains equilibrium between wages and housing costs.
Middle of Kentucky's Affordability Pack
Clinton County's 17.9% rent-to-income ratio places it close to the state average, making it a moderately affordable option within Kentucky. The county avoids the extreme affordability challenges facing other rural eastern Kentucky communities while remaining notably cheaper than urban centers.
Least Expensive Rent in the Area
Clinton County's $629 rent is the lowest among its regional peers, beaten only by Elliott County at $427 and well below Clark County at $883. This affordability advantage makes Clinton appealing for renters with limited incomes.
Renting and Buying Both Within Reach
Renters pay $629 monthly while homeowners spend $508, with median homes valued at $114,000. At 17.9% of income going to rent, Clinton County households retain reasonable flexibility for other essential expenses.
Remote Workers Find Value Here
Clinton County's sub-$630 rents and affordable home prices attract budget-conscious relocators, especially those earning income independent of local wage levels. Compare Clinton's costs to Elliott County (even cheaper) and Crittenden County (similar housing, slightly higher income levels) to find your sweet spot.
Cost of Living Advisory: Clinton County
Affordability Verdict
Housing in Clinton County is affordable. The median rent is $629/month against a median household income of $42,168, putting rent at 17.9% of income.
Rent vs. Own
At $629/month rent versus $508/month in owner costs, owning is roughly $121/month cheaper — a 19% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,160/year. For owner costs at the 28% rule, the required income is roughly $21,771/year. With a median household income of $42,168, most households can comfortably afford rent here. Notably, 24.0% of renter households in Clinton County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Clinton County sits 9% less expensive than Butler County ($688/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Clinton County
Rent Burden
17.9%
of gross income
Max Housing (28% Rule)
$984
per month
Owner Cost Burden
14.5%
of gross income
You can likely afford the median home in Clinton County
Median home value is $114,000. Estimated monthly cost: $910 vs. your max of $984.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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