Cost of Living in Tom Green County, Texas

$1,125/mo
Median Monthly Rent
$186,700
Median Home Value

At a Glance

Median Monthly Rent
$1,125/mo
17% above state average
Median Home Value
$186,700
34% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Tom Green County Compares

Median monthly rent comparison

Tom Green County$1,125/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,125/mo
Median Gross Rent
$186,700
Median Home Value
$1,032/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Tom Green County ranks #3,129 of 3,144 counties for affordability (bottom 1%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Tom Green County, Texas

Tom Green rents strain local wallets

Renters in Tom Green County spend 20.4% of their income on housing, slightly above the national average of 20% and well above Texas's 18.1% state average. With a median household income of $66,254—well below the national median of $74,755—residents are stretching smaller paychecks further for shelter.

Middle-of-the-road affordability in Texas

Tom Green County ranks squarely in the middle tier of Texas affordability, with a rent-to-income ratio that exceeds the state average by 2.3 percentage points. The county's $1,125 median rent is 17% higher than Texas's typical $963, putting moderate cost pressure on renters statewide.

Pricier than rural neighbors

Tom Green's $1,125 median rent sits significantly higher than nearby rural counties like Upton ($689) and Trinity ($823), but below the booming Austin metro area of Travis County ($1,669). For buyers, Tom Green's $186,700 median home value offers a more affordable option than Travis's $487,600.

How your paycheck splits in Tom Green

The typical Tom Green renter pays $1,125 monthly, while a homeowner carries a $1,032 monthly mortgage payment—nearly identical cost burdens. Combined with other expenses, housing consumes roughly one-fifth of household income, leaving renters and owners with similar financial pressure despite different tenure paths.

Considering a move to Tom Green?

Tom Green offers moderate rent and purchase prices compared to Texas metros, but falls short of the deepest-discounted rural counties nearby. If you're relocating for work, compare your expected salary against the county's $66,254 median—housing costs are reasonable but not rock-bottom in the state.

Cost of Living Advisory: Tom Green County

Affordability Verdict

Tom Green County offers affordable rental housing at a median of $1,125/month — about 20.4% of the typical household income here.

Rent vs. Own

The median rent in Tom Green County is $1,125/month, while owner costs run $1,032/month. Owning saves approximately $93/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $45,000/year. For owner costs at the 28% rule, the required income is roughly $44,229/year. With a median household income of $66,254, most households can comfortably afford rent here. Notably, 30.0% of renter households in Tom Green County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Texas, Tom Green County is more affordable than Dallam County by roughly 5% ($1,125/mo vs $1,074/mo).

Affordability Calculator

See how your income compares to housing costs in Tom Green County

$

Rent Burden

20.4%

of gross income

Max Housing (28% Rule)

$1,546

per month

Owner Cost Burden

18.7%

of gross income

You can likely afford the median home in Tom Green County

Median home value is $186,700. Estimated monthly cost: $1,490 vs. your max of $1,546.

Rent Affordability Guide

Your rent-to-income ratio20.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,254Needed: $45,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,254Needed: $44,229
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,254Needed: $43,450

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Tom Green County, Texas?
Tom Green County, Texas has a median monthly rent of $1,125/mo and a median home value of $186,700. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Tom Green County?
The median gross rent in Tom Green County is $1,125/mo. This is 17% above state average for Texas.
Is Tom Green County affordable?
Tom Green County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Tom Green County's rent compare to the state average?
Tom Green County's median rent of $1,125/mo is 17% above state average of $963/mo for Texas.
What is the median home value in Tom Green County?
The median home value in Tom Green County, Texas is $186,700. This is 34% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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