Cost of Living in Ozaukee County, Wisconsin
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Ozaukee County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Ozaukee County ranks #958 of 3,144 counties for affordability (top 30%)
Data Story
About Cost of Living in Ozaukee County, Wisconsin
Ozaukee County balances premium costs with high income
Ozaukee County's rent-to-income ratio of 13.8% ranks among Wisconsin's best, despite housing costs that are elevated in absolute terms. At $96,734, the median household income is the highest in this cohort and 29% above the national median of $74,755, enabling residents to afford premium housing.
Best affordability ratio in Wisconsin's affluent north
Ozaukee County delivers a 13.8% rent-to-income ratio that leads Wisconsin among higher-income counties, reflecting strong relative affordability for affluent households. The median rent of $1,112 ranks among the highest, but median incomes more than compensate.
Premium pricing reflects premium incomes
Ozaukee County's $1,112 median rent and $368,900 median home value are the highest in this cohort, reflecting the county's affluent profile. Compared to Milwaukee ($1,069 rent) and Outagamie ($998 rent), Ozaukee commands a premium that aligns with its superior income levels.
Affluence enables generous housing investment
Ozaukee County residents dedicate 13.8% of income to rent and roughly 19% to ownership costs, the highest absolute housing expenses in this group. The $368,900 median home value and $1,572 monthly ownership cost reflect a county where housing is viewed as an appreciating asset, not just shelter.
Ozaukee County for affluent homebuyers
If you're relocating with substantial household income, Ozaukee County offers premium housing in an affluent suburban market with excellent affordability ratios. You'll pay more in absolute dollars, but your income makes these costs proportionally manageable—and you're investing in appreciated communities.
Cost of Living Advisory: Ozaukee County
Affordability Verdict
Ozaukee County is affordable for renters, with a median gross rent of $1,112/month representing approximately 13.8% of median household income. The rent burden (GRAPI) stands at 23.0%.
Rent vs. Own
The median rent in Ozaukee County is $1,112/month, while owner costs run $1,572/month. Renting saves approximately $460/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $44,480/year. For owner costs at the 28% rule, the required income is roughly $67,371/year. With a median household income of $96,734, most households can comfortably afford rent here. Notably, 23.0% of renter households in Ozaukee County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Kenosha County where rent averages $1,175/month, Ozaukee County is approximately 5% less expensive.
Affordability Calculator
See how your income compares to housing costs in Ozaukee County
Rent Burden
13.8%
of gross income
Max Housing (28% Rule)
$2,257
per month
Owner Cost Burden
19.5%
of gross income
The median home in Ozaukee County may be a stretch
Median home value is $368,900. Estimated monthly cost: $2,945 vs. your max of $2,257.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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