Cost of Living in Ozaukee County, Wisconsin

$1,112/mo
Median Monthly Rent
$368,900
Median Home Value

At a Glance

Median Monthly Rent
$1,112/mo
25% above state average
Median Home Value
$368,900
31% above national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ozaukee County Compares

Median monthly rent comparison

Ozaukee County$1,112/mo
Wisconsin Average$891/mo
National Median$1,163/mo

Detailed Housing Stats

$1,112/mo
Median Gross Rent
$368,900
Median Home Value
$1,572/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Ozaukee County ranks #958 of 3,144 counties for affordability (top 30%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Ozaukee County, Wisconsin

Ozaukee County balances premium costs with high income

Ozaukee County's rent-to-income ratio of 13.8% ranks among Wisconsin's best, despite housing costs that are elevated in absolute terms. At $96,734, the median household income is the highest in this cohort and 29% above the national median of $74,755, enabling residents to afford premium housing.

Best affordability ratio in Wisconsin's affluent north

Ozaukee County delivers a 13.8% rent-to-income ratio that leads Wisconsin among higher-income counties, reflecting strong relative affordability for affluent households. The median rent of $1,112 ranks among the highest, but median incomes more than compensate.

Premium pricing reflects premium incomes

Ozaukee County's $1,112 median rent and $368,900 median home value are the highest in this cohort, reflecting the county's affluent profile. Compared to Milwaukee ($1,069 rent) and Outagamie ($998 rent), Ozaukee commands a premium that aligns with its superior income levels.

Affluence enables generous housing investment

Ozaukee County residents dedicate 13.8% of income to rent and roughly 19% to ownership costs, the highest absolute housing expenses in this group. The $368,900 median home value and $1,572 monthly ownership cost reflect a county where housing is viewed as an appreciating asset, not just shelter.

Ozaukee County for affluent homebuyers

If you're relocating with substantial household income, Ozaukee County offers premium housing in an affluent suburban market with excellent affordability ratios. You'll pay more in absolute dollars, but your income makes these costs proportionally manageable—and you're investing in appreciated communities.

Cost of Living Advisory: Ozaukee County

Affordability Verdict

Ozaukee County is affordable for renters, with a median gross rent of $1,112/month representing approximately 13.8% of median household income. The rent burden (GRAPI) stands at 23.0%.

Rent vs. Own

The median rent in Ozaukee County is $1,112/month, while owner costs run $1,572/month. Renting saves approximately $460/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $44,480/year. For owner costs at the 28% rule, the required income is roughly $67,371/year. With a median household income of $96,734, most households can comfortably afford rent here. Notably, 23.0% of renter households in Ozaukee County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Kenosha County where rent averages $1,175/month, Ozaukee County is approximately 5% less expensive.

Affordability Calculator

See how your income compares to housing costs in Ozaukee County

$

Rent Burden

13.8%

of gross income

Max Housing (28% Rule)

$2,257

per month

Owner Cost Burden

19.5%

of gross income

The median home in Ozaukee County may be a stretch

Median home value is $368,900. Estimated monthly cost: $2,945 vs. your max of $2,257.

Rent Affordability Guide

Your rent-to-income ratio13.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $96,734Needed: $44,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $96,734Needed: $67,371
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $96,734Needed: $85,853

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ozaukee County, Wisconsin?
Ozaukee County, Wisconsin has a median monthly rent of $1,112/mo and a median home value of $368,900. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Ozaukee County?
The median gross rent in Ozaukee County is $1,112/mo. This is 25% above state average for Wisconsin.
Is Ozaukee County affordable?
Ozaukee County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ozaukee County's rent compare to the state average?
Ozaukee County's median rent of $1,112/mo is 25% above state average of $891/mo for Wisconsin.
What is the median home value in Ozaukee County?
The median home value in Ozaukee County, Wisconsin is $368,900. This is 31% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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