Cost of Living in Henry County, Iowa

$770/mo
Median Monthly Rent
$148,600
Median Home Value
5% below state averageUnaffordable

At a Glance

Median Monthly Rent
$770/mo
5% below state average
Median Home Value
$148,600
47% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Henry County Compares

Median monthly rent comparison

Henry County$770/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$770/mo
Median Gross Rent
$148,600
Median Home Value
$897/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Henry County, Iowa

Henry rents are reasonable nationwide

Henry County renters spend 14.3% of income on housing, slightly above the national comfort zone but reasonable for many markets. With a median household income of $64,604 and median rent of $770, affordability is tight but manageable for working households.

Slightly above Iowa's affordability average

Henry County's 14.3% rent-to-income ratio edges past Iowa's state average of 14.1%, placing it squarely in the middle of the state's affordability spectrum. The $770 median rent sits below the state's $812 average, offering some relief despite the income-cost squeeze.

Balanced position among the region

Henry's $770 rent falls between Howard's bargain price ($699) and Hardin's steeper $814, making it a middle option regionally. Its $897 monthly mortgage is higher than most neighbors, yet the $148,600 median home value justifies the investment.

Homeownership carries more weight here

Henry's median income of $64,604 supports a reasonable 14.3% rent burden, but homebuyers face a tighter 16.7% with $897 monthly costs. The county leans more affordable for renters than owners, making it a better fit for those not yet ready to buy.

Strong for renters, challenging for buyers

If you're renting, Henry County offers solid middle-ground affordability; if you're buying, consider waiting until your down payment is larger. The $148,600 median home price is respectable, but income levels here mean homeownership requires careful planning.

Affordability Calculator

See how your income compares to housing costs in Henry County

$

Rent Burden

14.3%

of gross income

Max Housing (28% Rule)

$1,507

per month

Owner Cost Burden

16.7%

of gross income

You can likely afford the median home in Henry County

Median home value is $148,600. Estimated monthly cost: $1,186 vs. your max of $1,507.

Rent Affordability Guide

Your rent-to-income ratio14.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Henry County, Iowa?
Henry County, Iowa has a median monthly rent of $770/mo and a median home value of $148,600. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Henry County?
The median gross rent in Henry County is $770/mo. This is 5% below state average for Iowa.
Is Henry County affordable?
Henry County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Henry County's rent compare to the state average?
Henry County's median rent of $770/mo is 5% below state average of $812/mo for Iowa.
What is the median home value in Henry County?
The median home value in Henry County, Iowa is $148,600. This is 47% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.