Cost of Living in Somervell County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Somervell County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Somervell County, Texas
Somervell achieves rare affordability
Somervell County's rent-to-income ratio of 13.3% ranks among the nation's most affordable, with renters spending just one-eighth of their $83,382 median income on housing. The county significantly exceeds national income levels while maintaining below-average rental burdens.
Standout affordability in Texas
Somervell's 13.3% rent-to-income ratio is the strongest among profiled counties and well below Texas's 18.1% average. At $927 monthly rent, the county offers reasonable housing costs aligned with strong household incomes of $83,382.
Best-paid renters with modest costs
Somervell renters earn $83,382—the highest in this group—while paying $927 monthly, less than Smith County's $1,197 and comparable to Sherman's $881. This income-to-cost ratio makes Somervell the region's affordability leader.
Housing takes smallest income share
Somervell renters dedicate only 13.3% of income to housing, leaving substantial resources for other expenses and savings. Homeowners invest $856 monthly in ownership costs—12.3% of median income—while homes value at $253,600.
Affluent and genuinely affordable
Somervell County presents an uncommon combination: the highest median income in this group paired with the lowest housing burden. Professionals relocating here enjoy strong earning power without the affordability squeeze typical of higher-income areas.
Affordability Calculator
See how your income compares to housing costs in Somervell County
Rent Burden
13.3%
of gross income
Max Housing (28% Rule)
$1,946
per month
Owner Cost Burden
12.3%
of gross income
The median home in Somervell County may be a stretch
Median home value is $253,600. Estimated monthly cost: $2,025 vs. your max of $1,946.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.