Cost of Living in Somervell County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Somervell County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Somervell County ranks #1,332 of 3,142 counties for affordability (top 42%)
Sourced county brief
Somervell County median home value is 289,500 dollars
The median home value in Somervell County was estimated at $289,500, a value that is above the Texas unweighted county mean of $185,237. Median gross rent was $773, which is below the state unweighted county mean of $995. The official median gross rent as a percentage of household income (GRAPI) is 26.7%, differing from the state unweighted county mean of 26.9% by 0.2 percentage points. Median selected monthly owner costs for all owner-occupied units were $901, which is above the state unweighted county mean of $877. Renter-household median income was estimated at $49,375, while the median income for all households was $79,825. These housing cost metrics are fixed in time by the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25077 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Somervell County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.7% of renter household income in Somervell County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $773 per month; median selected monthly owner costs are $901. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,920 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Somervell County's $773 median is 22.3% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Somervell County
Rent Burden
11.6%
of gross income
Max Housing (28% Rule)
$1,863
per month
Owner Cost Burden
13.5%
of gross income
The median home in Somervell County may be a stretch
Median home value is $289,500. Estimated monthly cost: $2,311 vs. your max of $1,863.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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