Cost of Living in Potter County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Potter County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Potter County ranks #3,139 of 3,144 counties for affordability (bottom 1%)
Data Story
About Cost of Living in Potter County, Texas
Potter faces significant affordability stress
Potter County's 23.5% rent-to-income ratio represents the most burdensome housing costs among these eight counties and far exceeds the Texas average of 18.1%. With a median household income of just $50,448—32% below the national median of $74,755—renters here struggle most with housing affordability.
Among Texas's least affordable counties
Potter County ranks toward the bottom of Texas counties for rental affordability, where the combination of low incomes and moderate rents creates significant household strain. This reflects broader economic challenges in the county that warrant consideration for prospective residents.
Rents higher than regional peers
At $989 monthly, Potter's median rent exceeds the state average of $963 while incomes lag peer counties. This unfavorable income-to-rent ratio makes Potter one of the region's tougher markets for renters.
Both housing paths demand careful planning
Renters spend $989 monthly while homeowners pay $862, narrowing the ownership advantage typical in other counties. At $50,448 median income, nearly a quarter of gross earnings already go to rent for typical renters—leaving little room for other expenses.
Potter demands stronger financial footing
Relocating to Potter County requires careful financial planning given its tight housing affordability; prioritize secure employment and savings before the move. If you're considering Potter, compare it carefully against more affordable counties on this list to ensure it matches your budget.
Cost of Living Advisory: Potter County
Affordability Verdict
For renters in Potter County, the market is affordable. Expect to pay around $989/month in gross rent, with 29.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Potter County is $989/month, while owner costs run $862/month. Owning saves approximately $127/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,560/year. For owner costs at the 28% rule, the required income is roughly $36,943/year. With a median household income of $50,448, most households can comfortably afford rent here. Notably, 29.0% of renter households in Potter County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Potter County is more affordable than Jones County by roughly 5% ($989/mo vs $938/mo).
Affordability Calculator
See how your income compares to housing costs in Potter County
Rent Burden
23.5%
of gross income
Max Housing (28% Rule)
$1,177
per month
Owner Cost Burden
20.5%
of gross income
You can likely afford the median home in Potter County
Median home value is $134,900. Estimated monthly cost: $1,077 vs. your max of $1,177.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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Counties with Similar Housing Costs
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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