Cost of Living in Potter County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Potter County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Potter County ranks #2,032 of 3,142 counties for affordability (bottom 35%)
Sourced county brief
Potter County official GRAPI reaches 29.9 percent
In Potter County, the official Gross Rent as a Percentage of Household Income (GRAPI) was estimated at 29.9%. This canonical percentage is 3.0 percentage points higher than the Texas unweighted county mean of 26.9%. The median gross rent in the county was $1,022 per month, which is $27 above the state unweighted county mean of $995. For owner-occupied units, the median home value was $147,300, while the Texas unweighted county mean was $185,237. Median selected monthly owner costs for all owner households were $893, slightly exceeding the state unweighted county mean of $877. Renter households reported a median income of $40,663. These statistics represent a static snapshot of housing-cost conditions as reported by the U.S. Census Bureau and do not imply specific market trends. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Potter County
Affordability Verdict
ACS B25071 estimates median gross rent at 29.9% of renter household income in Potter County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,022 per month; median selected monthly owner costs are $893. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $40,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Potter County's $1,022 median is 2.7% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Potter County
Rent Burden
23.0%
of gross income
Max Housing (28% Rule)
$1,242
per month
Owner Cost Burden
20.1%
of gross income
You can likely afford the median home in Potter County
Median home value is $147,300. Estimated monthly cost: $1,176 vs. your max of $1,242.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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