Cost of Living in Franklin County, North Carolina

$988/mo
Median Monthly Rent
$240,900
Median Home Value
5% above state averageUnaffordable

At a Glance

Median Monthly Rent
$988/mo
5% above state average
Median Home Value
$240,900
15% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Franklin County Compares

Median monthly rent comparison

Franklin County$988/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$988/mo
Median Gross Rent
$240,900
Median Home Value
$1,089/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Franklin County, North Carolina

Franklin leads North Carolina affordability

Franklin residents spend just 16.6% of their $71,386 median income on rent—well below the national and state averages. At $988 monthly, rents here remain accessible to families earning near the state median, making Franklin one of the state's most affordable urban counties.

Best-in-class affordability statewide

Franklin's rent-to-income ratio of 16.6% ranks among the lowest in North Carolina, beating the state average of 18.6% by two percentage points. The county combines above-average incomes with below-average rents, a rare combination in today's market.

Sweet spot between rural and urban

Franklin's $988 rent and 16.6% ratio outperform Forsyth (19.1%), Granville (17.0%), and Edgecombe (20.3%) in pure affordability. The county balances Raleigh-area job access with rural North Carolina pricing, attracting remote workers seeking lower costs.

Housing takes reasonable share of income

Renters spend $988 monthly while homeowners pay $1,089 on incomes averaging $71,386, with renters enjoying better affordability than owners. Housing costs total roughly $11,900 annually for renters, leaving substantial room for savings and other expenses.

Top pick for budget-conscious relocators

Franklin County delivers the rare combination of above-average incomes, below-average rents, and proximity to the Raleigh-Durham job market. If you can work remotely or land a job in nearby Wake County, Franklin offers 30% better affordability than most comparable North Carolina markets.

Affordability Calculator

See how your income compares to housing costs in Franklin County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,666

per month

Owner Cost Burden

18.3%

of gross income

The median home in Franklin County may be a stretch

Median home value is $240,900. Estimated monthly cost: $1,923 vs. your max of $1,666.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Franklin County, North Carolina?
Franklin County, North Carolina has a median monthly rent of $988/mo and a median home value of $240,900. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Franklin County?
The median gross rent in Franklin County is $988/mo. This is 5% above state average for North Carolina.
Is Franklin County affordable?
Franklin County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Franklin County's rent compare to the state average?
Franklin County's median rent of $988/mo is 5% above state average of $938/mo for North Carolina.
What is the median home value in Franklin County?
The median home value in Franklin County, North Carolina is $240,900. This is 15% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.