Cost of Living in Ochiltree County, Texas

$905/mo
Median Monthly Rent
$137,200
Median Home Value

At a Glance

Median Monthly Rent
$905/mo
6% below state average
Median Home Value
$137,200
51% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ochiltree County Compares

Median monthly rent comparison

Ochiltree County$905/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$905/mo
Median Gross Rent
$137,200
Median Home Value
$761/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Ochiltree County ranks #2,581 of 3,144 counties for affordability (bottom 18%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Ochiltree County, Texas

Ochiltree renters beat national average

Ochiltree County renters spend just 16.7% of income on housing, nearly 3 full percentage points below the national median. This panhandle county offers surprisingly robust affordability relative to the rest of America.

Well below Texas rent burden

At 16.7%, Ochiltree's rent-to-income ratio outperforms Texas's 18.1% average and ranks among the state's more affordable counties. Median rent is a modest $905 monthly, well under the state's $963 median.

Cheapest rents in its region

Ochiltree's $905 rent undercuts Parmer County's $1,015 and Oldham County's $1,125, making it the most budget-friendly option for renters in the Texas panhandle. The affordability advantage compounds when factoring in lower median home values too.

Housing takes under 1/6 of income

Ochiltree's median household income of $64,988 paired with $905 rent means renters spend just $10,860 yearly on housing. Homeowners pay $761 monthly in ownership costs, or about 14% of gross income—excellent affordability across both rental and ownership markets.

Great affordability, small-town living

Ochiltree offers some of Texas's best housing value for renters and buyers alike, ideal if you prioritize affordability over urban amenities. Compare your current rent-to-income ratio: if it exceeds 18%, this panhandle county could meaningfully improve your financial flexibility.

Cost of Living Advisory: Ochiltree County

Affordability Verdict

For renters in Ochiltree County, the market is affordable. Expect to pay around $905/month in gross rent, with 23.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Ochiltree County pay $905/month on average, compared to $761/month for homeowners. This market favors buyers by about 16%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $36,200/year. For owner costs at the 28% rule, the required income is roughly $32,614/year. With a median household income of $64,988, most households can comfortably afford rent here. Notably, 23.0% of renter households in Ochiltree County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Ochiltree County sits 6% more expensive than Marion County ($854/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Ochiltree County

$

Rent Burden

16.7%

of gross income

Max Housing (28% Rule)

$1,516

per month

Owner Cost Burden

14.1%

of gross income

You can likely afford the median home in Ochiltree County

Median home value is $137,200. Estimated monthly cost: $1,095 vs. your max of $1,516.

Rent Affordability Guide

Your rent-to-income ratio16.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,988Needed: $36,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,988Needed: $32,614
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,988Needed: $31,930

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ochiltree County, Texas?
Ochiltree County, Texas has a median monthly rent of $905/mo and a median home value of $137,200. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Ochiltree County?
The median gross rent in Ochiltree County is $905/mo. This is 6% below state average for Texas.
Is Ochiltree County affordable?
Ochiltree County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ochiltree County's rent compare to the state average?
Ochiltree County's median rent of $905/mo is 6% below state average of $963/mo for Texas.
What is the median home value in Ochiltree County?
The median home value in Ochiltree County, Texas is $137,200. This is 51% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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