Cost of Living in Navarro County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Navarro County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Navarro County ranks #2,159 of 3,142 counties for affordability (bottom 31%)
Sourced county brief
Navarro County Median Home Value Estimated at $172,600
In Navarro County, the median home value is $172,600, which is below the Texas unweighted county mean of $185,237. The median selected monthly owner cost for owner-occupied units is $922, positioned above the state unweighted county mean of $877. For renters, the median gross rent is $1,076 per month, which is $81 higher than the state unweighted county mean of $995. The official ACS B25071 gross rent as a percentage of household income (GRAPI) was recorded at 28.3%. This is 1.4 percentage points higher than the Texas unweighted county mean official GRAPI of 26.9%. The median income for renter-households was estimated at $43,366. All figures provided are snapshots from the 2020-2024 ACS 5-year data release and do not include causal explanations for these figures. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Navarro County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.3% of renter household income in Navarro County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,076 per month; median selected monthly owner costs are $922. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $43,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Navarro County's $1,076 median is 8.1% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Navarro County
Rent Burden
20.5%
of gross income
Max Housing (28% Rule)
$1,473
per month
Owner Cost Burden
17.5%
of gross income
You can likely afford the median home in Navarro County
Median home value is $172,600. Estimated monthly cost: $1,378 vs. your max of $1,473.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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