Cost of Living in Navarro County, Texas

$1,039/mo

Median Monthly Rent

$159,900

Median Home Value

8% above state averageUnaffordable

At a Glance

Median Monthly Rent

$1,039/mo

8% above state average

Median Home Value

$159,900

43% below national

Rent-to-Income Ratio

28.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Navarro County Compares

Median monthly rent comparison

Navarro County$1,039/mo

Texas Average$963/mo

National Median$1,163/mo

Detailed Housing Stats

$1,039/mo

Median Gross Rent

$159,900

Median Home Value

$911/mo

Monthly Owner Cost

28.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Navarro County, Texas

Navarro renters face affordability headwinds

Navarro County renters spend 21.0% of income on housing, exceeding the Texas average of 18.1% and signaling affordability challenges. The $59,310 median household income falls below the national average, squeezing housing affordability for working families.

Above-average cost burden in Texas

Navarro County's 21.0% rent-to-income ratio ranks above the state average, placing it among Texas counties where housing costs create real financial pressure. The median home value of $159,900 remains modest but less accessible given lower household incomes.

Navarro's higher rents strain budgets

Navarro County's $1,039 median rent is the region's highest, exceeding Morris County ($824) and nearly matching Montgomery County ($1,471), yet its $59,310 median income is substantially lower than most peers. This mismatch creates the second-highest rent burden in the region.

Navarro's housing cost squeeze

Renters dedicate $1,039 monthly while homeowners pay $911 against a $59,310 median household income, consuming one-fifth or more of budgets. This tight allocation limits financial flexibility for emergency savings and other essential expenses.

Navarro demands strong job prospects

Navarro County's 21.0% rent-to-income ratio signals affordability constraints; consider relocation here only with documented employment offers above the county median. If your current housing burden exceeds 20%, Navarro likely won't improve your situation without significant income growth.

Affordability Calculator

See how your income compares to housing costs in Navarro County

Your Annual Household Income

Rent Burden

21.0%

of gross income

Max Housing (28% Rule)

$1,384

per month

Owner Cost Burden

18.4%

of gross income

You can likely afford the median home in Navarro County

Median home value is $159,900. Estimated monthly cost: $1,277 vs. your max of $1,384.

Rent Affordability Guide

Your rent-to-income ratio21.0%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Navarro County, Texas?

Navarro County, Texas has a median monthly rent of $1,039/mo and a median home value of $159,900. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.

What is the median rent in Navarro County?

The median gross rent in Navarro County is $1,039/mo. This is 8% above state average for Texas.

Is Navarro County affordable?

Navarro County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Navarro County's rent compare to the state average?

Navarro County's median rent of $1,039/mo is 8% above state average of $963/mo for Texas.

What is the median home value in Navarro County?

The median home value in Navarro County, Texas is $159,900. This is 43% below the national median home value of $281,900.