Cost of Living in Mills County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Mills County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Mills County, Texas
Mills County's surprising affordability
Mills County's rent-to-income ratio of 13.3% ranks among Texas's best, significantly below both the state average of 18.1% and the sustainable national benchmark. With $713 monthly rent against a $64,494 median income, Mills residents enjoy the most relaxed housing burden in this eight-county comparison.
Top-tier Texas affordability
Mills ranks in the upper echelon of Texas counties for housing affordability, combining modest rents with moderate incomes to produce exceptionally sustainable ratios. The median home value of $200,200 reflects stable property markets without speculation or crisis.
Best rent-to-income in the region
Mills's 13.3% rent-to-income ratio beats all comparable counties—Mitchell at 10.3% is exceptional but reflects extreme poverty, while Medina at 17.8% and Montague at 18.3% carry heavier burdens. Mills achieves the best balance of sustainable income and realistic housing costs.
Renters and owners both win
Renters spend only 13.3% of income on $713 rent, while homeowners allocate roughly 13% to $694 monthly ownership costs. This rare near-parity suggests a county where rental and ownership markets remain aligned and affordable, with flexibility for both paths.
Hidden gem for affordable living
Mills County offers the sweet spot: genuine affordability without desperate poverty, allowing residents to build savings alongside stable housing. For remote workers or retirees, Mills delivers Hill Country proximity with urban-level financial breathing room.
Affordability Calculator
See how your income compares to housing costs in Mills County
Rent Burden
13.3%
of gross income
Max Housing (28% Rule)
$1,505
per month
Owner Cost Burden
12.9%
of gross income
The median home in Mills County may be a stretch
Median home value is $200,200. Estimated monthly cost: $1,598 vs. your max of $1,505.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.