Cost of Living in Johnson County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Johnson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Johnson County ranks #270 of 3,142 counties for affordability (top 9%)
Sourced county brief
Johnson County Median Monthly Owner Costs Estimated at $575
In Johnson County, the median selected monthly owner costs for all owner-occupied units is $575, which is $178 below the Kentucky unweighted county mean of $753. The official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 27.1%. This canonical rent-to-income percentage is 0.1 percentage points below the state unweighted county mean of 27.2%. The median gross rent in the county is $708, compared to the state unweighted county mean of $793. For property owners, the median home value is $120,200, while the state unweighted county mean is $160,835. Renter households in the area have a median income of $26,029. These statistics are snapshot estimates from the U.S. Census Bureau American Community Survey. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Johnson County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.1% of renter household income in Johnson County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $708 per month; median selected monthly owner costs are $575. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $28,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Johnson County's $708 median is 10.8% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Johnson County
Rent Burden
18.9%
of gross income
Max Housing (28% Rule)
$1,048
per month
Owner Cost Burden
15.4%
of gross income
You can likely afford the median home in Johnson County
Median home value is $120,200. Estimated monthly cost: $960 vs. your max of $1,048.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Johnson County, Kentucky?
What is the median rent in Johnson County?
Is Johnson County affordable?
How does Johnson County's rent compare to the state average?
What is the median home value in Johnson County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Johnson County, Kentucky? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Johnson County
Whether you're buying in Johnson County, Kentucky, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.