Cost of Living in Matagorda County, Texas

$998/mo
Median Monthly Rent
$162,200
Median Home Value
4% above state averageUnaffordable

At a Glance

Median Monthly Rent
$998/mo
4% above state average
Median Home Value
$162,200
42% below national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Matagorda County Compares

Median monthly rent comparison

Matagorda County$998/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$998/mo
Median Gross Rent
$162,200
Median Home Value
$666/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Matagorda County, Texas

Matagorda rents strain limited incomes

Matagorda County renters spend 21.7% of their income on housing—20% above the Texas state average and significantly above national comfort levels. The median household income of $55,174 combined with $998 median rent creates real affordability challenges for working families in this Gulf Coast county.

Among Texas's most strained renters

Matagorda County's 21.7% rent-to-income ratio ranks in the bottom tier statewide, making it one of Texas's most difficult markets for renters. Only a handful of Texas counties face comparable affordability pressure.

High rents on low-income foundation

Matagorda's $998 median rent is above the Texas average and highest among its regional peers, while the median income of $55,174 is among the lowest in the group. Homeownership offers relief: the median monthly cost of $666 and home value of $162,200 make buying substantially cheaper than renting.

Housing squeezes Matagorda budgets hard

A typical Matagorda renter earning $55,174 annually devotes roughly $1,198 to housing, consuming 26% of gross income—a burden that leaves little for savings or emergencies. Homeowners fare dramatically better, with $666 monthly costs representing just 14% of income, making ownership the clear affordability advantage.

Matagorda buyers have the advantage

If relocating to Matagorda, prioritize homeownership: renting consumes nearly 22% of income while buying costs just 14%, offering substantial monthly savings. Renters considering Matagorda should seriously evaluate comparable markets like Marion County before committing.

Affordability Calculator

See how your income compares to housing costs in Matagorda County

$

Rent Burden

21.7%

of gross income

Max Housing (28% Rule)

$1,287

per month

Owner Cost Burden

14.5%

of gross income

The median home in Matagorda County may be a stretch

Median home value is $162,200. Estimated monthly cost: $1,295 vs. your max of $1,287.

Rent Affordability Guide

Your rent-to-income ratio21.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Matagorda County, Texas?
Matagorda County, Texas has a median monthly rent of $998/mo and a median home value of $162,200. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Matagorda County?
The median gross rent in Matagorda County is $998/mo. This is 4% above state average for Texas.
Is Matagorda County affordable?
Matagorda County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Matagorda County's rent compare to the state average?
Matagorda County's median rent of $998/mo is 4% above state average of $963/mo for Texas.
What is the median home value in Matagorda County?
The median home value in Matagorda County, Texas is $162,200. This is 42% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.