Cost of Living in Humboldt County, Nevada
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Humboldt County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Humboldt County ranks #2,315 of 3,144 counties for affordability (bottom 26%)
Data Story
About Cost of Living in Humboldt County, Nevada
Humboldt County: Nevada's affordability sweet spot
Humboldt County's 15.0% rent-to-income ratio is the lowest in Nevada and far below the state average of 18.1%, while its $79,946 median household income exceeds most rural peers. Renters here spend just $998 monthly—the second-lowest rent statewide—on above-average local wages.
Most affordable county in Nevada
Humboldt County tops Nevada's affordability rankings with a 15.0% rent-to-income ratio, beating even Elko and Eureka counties. Its combination of reasonable rents ($998/month), solid incomes ($79,946), and moderate home values ($256,800) creates the state's best overall housing balance.
Best balance of income and rent
Humboldt's $998 rent is lower than Churchill ($1,203) and Carson City ($1,172), yet its $79,946 median income exceeds all rural neighbors except Elko. The $256,800 median home value sits comfortably between rural affordability (Eureka's $102,500) and more urbanized counties.
Housing costs drop below 15 percent
Renters allocate just 15.0% of their $79,946 income to a $998 monthly rent, well below the national norm and Nevada state average. Homeowners pay 17.9% toward their $1,191 monthly costs, making both rental and owner-occupied housing genuinely affordable for middle-income families.
Humboldt: Nevada's best-kept secret
Humboldt County combines Nevada's lowest rent-to-income ratio with competitive wages and moderate home values, making it ideal for families prioritizing affordability. If you're relocating and value financial breathing room alongside small-town living, Humboldt's 15.0% housing cost ratio outperforms every other Nevada county.
Cost of Living Advisory: Humboldt County
Affordability Verdict
For renters in Humboldt County, the market is affordable. Expect to pay around $998/month in gross rent, with 23.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Humboldt County pay $998/month on average, compared to $1,191/month for homeowners. This market favors renters by about 16%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,920/year. For owner costs at the 28% rule, the required income is roughly $51,043/year. With a median household income of $79,946, most households can comfortably afford rent here. Notably, 23.0% of renter households in Humboldt County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Eureka County where rent averages $940/month, Humboldt County is approximately 6% more expensive.
Affordability Calculator
See how your income compares to housing costs in Humboldt County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,865
per month
Owner Cost Burden
17.9%
of gross income
The median home in Humboldt County may be a stretch
Median home value is $256,800. Estimated monthly cost: $2,050 vs. your max of $1,865.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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