Cost of Living in Llano County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Llano County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Llano County ranks #1,883 of 3,144 counties for affordability (bottom 40%)
Data Story
About Cost of Living in Llano County, Texas
Llano matches national affordability norms
Llano County renters spend 18.2% of household income on housing, tracking nearly even with national averages and representing moderate affordability. At $995/month rent with a $65,636 median income, Llano offers balanced housing costs compared to most U.S. counties.
Slightly above Texas average pressure
Llano's 18.2% rent-to-income ratio sits just above Texas's 18.1% state average, placing it in the middle tier of state affordability. Rents run $32 above the state median, indicating moderate housing demand without the extreme pressures seen in larger metro areas.
Middle ground among regional counties
Llano's 18.2% ratio sits between affordability leaders Lipscomb (13.6%) and Limestone (17.2%), while beating pressured Live Oak (21.1%) and Liberty (19.2%). With median income above most county peers, Llano residents earn their way to moderate affordability.
Homeownership comes with premium pricing
Llano homeowners with median home value of $322,300 pay $970/month, nearly matching renters' $995/month despite dramatically higher home values. This county's elevated home prices suggest appreciation potential or lifestyle premium, but ownership requires serious financial commitment.
Llano suits balanced-budget seekers
If you want national-average affordability with slightly elevated home values suggesting strong appreciation potential, Llano delivers. Plan your move here with reliable income near or exceeding the county median—this is prime country for semi-retirement or lifestyle relocation.
Cost of Living Advisory: Llano County
Affordability Verdict
Llano County offers affordable rental housing at a median of $995/month — about 18.2% of the typical household income here.
Rent vs. Own
The median rent in Llano County is $995/month, while owner costs run $970/month. Owning saves approximately $25/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,800/year. For owner costs at the 28% rule, the required income is roughly $41,571/year. With a median household income of $65,636, most households can comfortably afford rent here. Notably, 30.0% of renter households in Llano County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Llano County sits 5% less expensive than Lee County ($1,050/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Llano County
Rent Burden
18.2%
of gross income
Max Housing (28% Rule)
$1,532
per month
Owner Cost Burden
17.7%
of gross income
The median home in Llano County may be a stretch
Median home value is $322,300. Estimated monthly cost: $2,573 vs. your max of $1,532.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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Counties with Similar Housing Costs
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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