Cost of Living in Gilmer County, Georgia

$955/mo
Median Monthly Rent
$278,900
Median Home Value
3% above state averageUnaffordable

At a Glance

Median Monthly Rent
$955/mo
3% above state average
Median Home Value
$278,900
1% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Gilmer County Compares

Median monthly rent comparison

Gilmer County$955/mo
Georgia Average$927/mo
National Median$1,163/mo

Detailed Housing Stats

$955/mo
Median Gross Rent
$278,900
Median Home Value
$879/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Gilmer County, Georgia

Gilmer offers below-average housing burden

Gilmer County residents spend just 15.8% of income on rent—the lowest ratio in this analysis and well below the national average. On a $72,542 median income roughly matching national levels, Gilmer delivers genuine affordability.

Gilmer ranks among Georgia's best values

At 15.8%, Gilmer County's rent-to-income ratio beats the state average by 2.8 percentage points, placing it among Georgia's most affordable rental markets. Mountain-county living translates to measurable savings.

Gilmer balances cost and income well

Gilmer's $955 monthly rent sits just $28 above state average and $184 more than Franklin County, while its $72,542 median income exceeds most rural peers. This balance yields the second-best rent-to-income ratio in the group.

Gilmer keeps housing costs manageable

Gilmer renters pay $955 monthly and homeowners $879, totaling roughly 30% of the $72,542 median income toward housing. This leaves substantial income for other priorities.

Gilmer suits balanced-lifestyle relocators

If you want mountain living with reasonable housing costs and don't require major-city amenities, Gilmer County delivers strong value for households earning $60,000–$85,000. You'll save on housing while gaining natural beauty.

Affordability Calculator

See how your income compares to housing costs in Gilmer County

$

Rent Burden

15.8%

of gross income

Max Housing (28% Rule)

$1,693

per month

Owner Cost Burden

14.5%

of gross income

The median home in Gilmer County may be a stretch

Median home value is $278,900. Estimated monthly cost: $2,227 vs. your max of $1,693.

Rent Affordability Guide

Your rent-to-income ratio15.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Gilmer County, Georgia?
Gilmer County, Georgia has a median monthly rent of $955/mo and a median home value of $278,900. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Gilmer County?
The median gross rent in Gilmer County is $955/mo. This is 3% above state average for Georgia.
Is Gilmer County affordable?
Gilmer County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Gilmer County's rent compare to the state average?
Gilmer County's median rent of $955/mo is 3% above state average of $927/mo for Georgia.
What is the median home value in Gilmer County?
The median home value in Gilmer County, Georgia is $278,900. This is 1% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.