Cost of Living in Oxford County, Maine

$807/mo
Median Monthly Rent
$192,300
Median Home Value
17% below state averageUnaffordable

At a Glance

Median Monthly Rent
$807/mo
17% below state average
Median Home Value
$192,300
32% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Oxford County Compares

Median monthly rent comparison

Oxford County$807/mo
Maine Average$969/mo
National Median$1,163/mo

Detailed Housing Stats

$807/mo
Median Gross Rent
$192,300
Median Home Value
$875/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Oxford County, Maine

Oxford: More Affordable Than America

Oxford County renters spend 16.7% of income on rent, well below the national benchmark and more affordable than most of the country. With median household income at $57,933—about 23% below the U.S. average of $74,755—residents here still find housing more manageable than their national counterparts.

Middle Ground in Maine

At 16.7%, Oxford's rent-to-income ratio beats Maine's state average of 17.4%, placing it in the middle tier of Maine counties for affordability. This modest advantage reflects the county's balance of lower housing costs and decent wage levels relative to its peers.

Oxford Undercuts Western Rivals

Oxford County's median rent of $807 is $162 cheaper than Penobscot County ($997) and undercuts Somerset County ($887) by $80 monthly. Home values tell a similar story: Oxford median homes cost $192,300, below Somerset's $155,200 but more affordable than larger regional centers.

Rent Eats 16.7%, Mortgages Take More

Renters in Oxford County devote roughly $807 monthly to rent on a median income of $57,933, while homeowners face steeper monthly costs of $875. Together, housing consumes about 18% of household income for renters—a manageable share compared to national stress points above 30%.

Consider Oxford for Balanced Living

If you're weighing Maine counties, Oxford offers an affordable middle path: lower rent than Penobscot and York, but with incomes stable enough to make payments manageable. Start your search here if you value small-town access without the premium price tags of coastal Maine.

Affordability Calculator

See how your income compares to housing costs in Oxford County

$

Rent Burden

16.7%

of gross income

Max Housing (28% Rule)

$1,352

per month

Owner Cost Burden

18.1%

of gross income

The median home in Oxford County may be a stretch

Median home value is $192,300. Estimated monthly cost: $1,535 vs. your max of $1,352.

Rent Affordability Guide

Your rent-to-income ratio16.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Oxford County, Maine?
Oxford County, Maine has a median monthly rent of $807/mo and a median home value of $192,300. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Oxford County?
The median gross rent in Oxford County is $807/mo. This is 17% below state average for Maine.
Is Oxford County affordable?
Oxford County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Oxford County's rent compare to the state average?
Oxford County's median rent of $807/mo is 17% below state average of $969/mo for Maine.
What is the median home value in Oxford County?
The median home value in Oxford County, Maine is $192,300. This is 32% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.