Cost of Living in Oxford County, Maine
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Oxford County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Oxford County ranks #2,060 of 3,144 counties for affordability (bottom 34%)
Data Story
About Cost of Living in Oxford County, Maine
Oxford: More Affordable Than America
Oxford County renters spend 16.7% of income on rent, well below the national benchmark and more affordable than most of the country. With median household income at $57,933—about 23% below the U.S. average of $74,755—residents here still find housing more manageable than their national counterparts.
Middle Ground in Maine
At 16.7%, Oxford's rent-to-income ratio beats Maine's state average of 17.4%, placing it in the middle tier of Maine counties for affordability. This modest advantage reflects the county's balance of lower housing costs and decent wage levels relative to its peers.
Oxford Undercuts Western Rivals
Oxford County's median rent of $807 is $162 cheaper than Penobscot County ($997) and undercuts Somerset County ($887) by $80 monthly. Home values tell a similar story: Oxford median homes cost $192,300, below Somerset's $155,200 but more affordable than larger regional centers.
Rent Eats 16.7%, Mortgages Take More
Renters in Oxford County devote roughly $807 monthly to rent on a median income of $57,933, while homeowners face steeper monthly costs of $875. Together, housing consumes about 18% of household income for renters—a manageable share compared to national stress points above 30%.
Consider Oxford for Balanced Living
If you're weighing Maine counties, Oxford offers an affordable middle path: lower rent than Penobscot and York, but with incomes stable enough to make payments manageable. Start your search here if you value small-town access without the premium price tags of coastal Maine.
Cost of Living Advisory: Oxford County
Affordability Verdict
Housing in Oxford County is affordable. The median rent is $807/month against a median household income of $57,933, putting rent at 16.7% of income.
Rent vs. Own
The median rent in Oxford County is $807/month, while owner costs run $875/month. Renting saves approximately $68/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,280/year. For owner costs at the 28% rule, the required income is roughly $37,500/year. With a median household income of $57,933, most households can comfortably afford rent here. Notably, 31.0% of renter households in Oxford County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Maine, Oxford County is more affordable than Aroostook County by roughly 10% ($807/mo vs $736/mo).
Affordability Calculator
See how your income compares to housing costs in Oxford County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,352
per month
Owner Cost Burden
18.1%
of gross income
The median home in Oxford County may be a stretch
Median home value is $192,300. Estimated monthly cost: $1,535 vs. your max of $1,352.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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