Cost of Living in Kimble County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Kimble County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Kimble County ranks #813 of 3,144 counties for affordability (top 26%)
Data Story
About Cost of Living in Kimble County, Texas
Kimble balances affordability expertly
Kimble County achieves exceptional housing affordability with a 14.5% rent-to-income ratio, well below national norms. Median rents of just $795 against a $65,703 household income demonstrate that lower-income counties can still maintain manageable housing burdens.
Among Texas's most affordable counties
Kimble's 14.5% rent-to-income ratio ranks well below the Texas state average of 18.1%, placing it firmly in the affordable tier. At $795 median rent (17% below state median), Kimble offers genuine cost-of-living advantage for budget-conscious households.
Cheaper than Kerr, similar to Kinney
Kimble's $795 rent and $705 owner costs compare favorably to Kerr County ($1,079/$891) and align closely with nearby Kinney ($771/$545). The county sits in the Hill Country region's affordable tier, away from premium tourist corridors.
Tight but workable housing burden
Kimble households spend roughly 22% of income on combined housing costs ($1,500 monthly against $5,475 monthly income). The tight fit requires disciplined budgeting but remains manageable compared to higher-burden counties.
Kimble: rural charm at real prices
Budget-conscious relocators seeking small-town Texas living should explore Kimble's combination of low rents and modest home values. The county works well for remote workers or retirees whose income doesn't depend on local wages.
Cost of Living Advisory: Kimble County
Affordability Verdict
Housing in Kimble County is affordable. The median rent is $795/month against a median household income of $65,703, putting rent at 14.5% of income.
Rent vs. Own
The median rent in Kimble County is $795/month, while owner costs run $705/month. Owning saves approximately $90/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,800/year. For owner costs at the 28% rule, the required income is roughly $30,214/year. With a median household income of $65,703, most households can comfortably afford rent here. Notably, 24.0% of renter households in Kimble County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Bailey County where rent averages $744/month, Kimble County is approximately 7% more expensive.
Affordability Calculator
See how your income compares to housing costs in Kimble County
Rent Burden
14.5%
of gross income
Max Housing (28% Rule)
$1,533
per month
Owner Cost Burden
12.9%
of gross income
You can likely afford the median home in Kimble County
Median home value is $173,100. Estimated monthly cost: $1,382 vs. your max of $1,533.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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