Cost of Living in Jim Wells County, Texas

$885/mo
Median Monthly Rent
$104,800
Median Home Value

At a Glance

Median Monthly Rent
$885/mo
8% below state average
Median Home Value
$104,800
63% below national
Rent-to-Income Ratio
34.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jim Wells County Compares

Median monthly rent comparison

Jim Wells County$885/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$885/mo
Median Gross Rent
$104,800
Median Home Value
$682/mo
Monthly Owner Cost
34.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Jim Wells County ranks #3,117 of 3,144 counties for affordability (bottom 1%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Jim Wells County, Texas

Jim Wells renters stay near equilibrium

Jim Wells County renters dedicate 22.4% of income to housing, nearly four points above the national average of 18.1%. The county's median household income of $47,492 runs $27,263 below the national median, yet moderate rents of $885 keep affordability within reach for most households.

Slightly above Texas affordability baseline

Jim Wells County's 22.4% rent-to-income ratio exceeds the Texas state average of 18.1% by 4.3 points, ranking it among the state's moderately less affordable counties. The median rent of $885 sits just below the state average of $963, softening the impact of below-average incomes.

Affordable among South Texas options

Jim Wells's $885 median rent undercuts Jefferson County ($1,079) and Jeff Davis County ($1,314) while remaining higher than Jasper ($790) and Karnes ($872). The county offers solid middle-ground housing costs for the broader region.

Renting costs more than owning

Renters pay $885 monthly while homeowners spend $682—a $203 difference that favors ownership for those able to purchase. The median home value of $104,800 represents the second-lowest among these eight counties, making homeownership relatively attainable.

Budget option in South Texas housing

Jim Wells County delivers reasonable affordability for renters and some of the region's lowest home values, making it worth consideration if you're relocating to South Texas. At 22.4% of income, the rent burden remains manageable compared to higher-cost neighbors.

Cost of Living Advisory: Jim Wells County

Affordability Verdict

Housing in Jim Wells County is affordable. The median rent is $885/month against a median household income of $47,492, putting rent at 22.4% of income.

Rent vs. Own

The median rent in Jim Wells County is $885/month, while owner costs run $682/month. Owning saves approximately $203/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,400/year. For owner costs at the 28% rule, the required income is roughly $29,229/year. With a median household income of $47,492, most households can comfortably afford rent here. Notably, 34.0% of renter households in Jim Wells County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Jones County where rent averages $938/month, Jim Wells County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Jim Wells County

$

Rent Burden

22.4%

of gross income

Max Housing (28% Rule)

$1,108

per month

Owner Cost Burden

17.2%

of gross income

You can likely afford the median home in Jim Wells County

Median home value is $104,800. Estimated monthly cost: $837 vs. your max of $1,108.

Rent Affordability Guide

Your rent-to-income ratio22.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,492Needed: $35,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,492Needed: $29,229
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,492Needed: $24,390

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Jim Wells County, Texas?
Jim Wells County, Texas has a median monthly rent of $885/mo and a median home value of $104,800. The affordability rating is Unaffordable, with rent making up approximately 34.0% of median household income.
What is the median rent in Jim Wells County?
The median gross rent in Jim Wells County is $885/mo. This is 8% below state average for Texas.
Is Jim Wells County affordable?
Jim Wells County is rated Unaffordable based on rent-to-income ratio of 34.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jim Wells County's rent compare to the state average?
Jim Wells County's median rent of $885/mo is 8% below state average of $963/mo for Texas.
What is the median home value in Jim Wells County?
The median home value in Jim Wells County, Texas is $104,800. This is 63% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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