Cost of Living in Hemphill County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hemphill County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Hemphill County, Texas
Hemphill punches above affordability weight
With a 15.8% rent-to-income ratio, Hemphill County renters enjoy one of Texas's better affordability stories, beating the national norm. Despite median income of $72,052—below the national $74,755—low rents keep housing accessible here.
Texas's most affordable rental county
Hemphill's 15.8% rent-to-income ratio ranks among the best in Texas, well below the state's 18.1% average. At just $946 monthly rent—nearly $20 cheaper than the Texas median—this rural Panhandle county offers genuine affordability.
The budget champion of the region
Hemphill's $946 rent is the lowest among this group, undercut only by Hockley County's $813. Homeowners face similarly gentle costs at $865 monthly, making this one of Texas's true affordability havens.
Housing claims just 23% of income
Combined rent and owner costs total roughly $1,811 monthly—about 30% of the $72,052 median income. Renters alone allocate only 15.8% of their paychecks to housing, well within the 30% affordability guideline.
Affordability seekers should explore Hemphill
If you're priced out of urban Texas, Hemphill offers ranch-land living with modest $946 rents and $214,900 median home prices. Factor in lower incomes here, but the math favors anyone seeking genuine housing affordability in the Panhandle.
Affordability Calculator
See how your income compares to housing costs in Hemphill County
Rent Burden
15.8%
of gross income
Max Housing (28% Rule)
$1,681
per month
Owner Cost Burden
14.4%
of gross income
The median home in Hemphill County may be a stretch
Median home value is $214,900. Estimated monthly cost: $1,716 vs. your max of $1,681.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.