Cost of Living in Hamilton County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Hamilton County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hamilton County ranks #1,386 of 3,142 counties for affordability (top 44%)
Sourced county brief
Hamilton County Renters Report 32.0% Official Median Gross Rent Percentage
In Hamilton County, the official median gross rent as a percentage of household income was estimated at 32.0%. This figure, documented as official ACS B25071 GRAPI, is 5.1 percentage points above the Texas unweighted county mean of 26.9%. The median gross rent in the county was recorded at $885 per month, which is $110 below the unweighted county mean for the state of $995. Among owner-occupied housing units, the median selected monthly owner costs were $743, compared to the Texas unweighted county mean of $877. The median home value was estimated at $147,700, whereas the state unweighted county mean was $185,237. Renter-household income for the period was estimated at a median of $31,621. These figures provide a statistical snapshot of housing costs and income within the county during the 2020-2024 ACS 5-Year Estimates period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Hamilton County
Affordability Verdict
ACS B25071 estimates median gross rent at 32.0% of renter household income in Hamilton County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $885 per month; median selected monthly owner costs are $743. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $35,400 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Hamilton County's $885 median is 11.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Hamilton County
Rent Burden
18.2%
of gross income
Max Housing (28% Rule)
$1,358
per month
Owner Cost Burden
15.3%
of gross income
You can likely afford the median home in Hamilton County
Median home value is $147,700. Estimated monthly cost: $1,179 vs. your max of $1,358.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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