Cost of Living in Hamilton County, Texas

$847/mo
Median Monthly Rent
$124,800
Median Home Value
12% below state averageUnaffordable

At a Glance

Median Monthly Rent
$847/mo
12% below state average
Median Home Value
$124,800
56% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hamilton County Compares

Median monthly rent comparison

Hamilton County$847/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$847/mo
Median Gross Rent
$124,800
Median Home Value
$736/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Hamilton County, Texas

Hamilton County rents are a bargain

At 18.4%, Hamilton County's rent-to-income ratio sits just above the Texas state average of 18.1%, but significantly below the national average of about 30%. Renters here spend roughly one-fifth of their income on housing, making it more affordable than most of the country.

Middle of the pack in Texas

Hamilton County ranks in the affordable-to-moderate range among Texas's 254 counties, with housing costs reasonable but not exceptional. The median rent of $847 runs $116 cheaper than the state average, reflecting the county's rural character.

Cheaper than Harrison, pricier than Hardeman

Hamilton County's $847 median rent sits between neighboring Harrison County at $977 and Hardeman County at $688. Buyers will find median home values here at $124,800, a sweet spot between these nearby counties.

Where does the income go?

With a median household income of $55,339, Hamilton County residents spend roughly 18.4% on rent or 16% on mortgage payments. This leaves most households with manageable housing costs and room for other expenses.

Consider Hamilton for stability

If you're weighing rural Texas counties, Hamilton offers solid affordability without extreme isolation—rent is lower than state average and homeownership is accessible at under $125,000 median value. Compare these numbers to neighboring counties to find your best fit.

Affordability Calculator

See how your income compares to housing costs in Hamilton County

$

Rent Burden

18.4%

of gross income

Max Housing (28% Rule)

$1,291

per month

Owner Cost Burden

16.0%

of gross income

You can likely afford the median home in Hamilton County

Median home value is $124,800. Estimated monthly cost: $996 vs. your max of $1,291.

Rent Affordability Guide

Your rent-to-income ratio18.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hamilton County, Texas?
Hamilton County, Texas has a median monthly rent of $847/mo and a median home value of $124,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Hamilton County?
The median gross rent in Hamilton County is $847/mo. This is 12% below state average for Texas.
Is Hamilton County affordable?
Hamilton County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hamilton County's rent compare to the state average?
Hamilton County's median rent of $847/mo is 12% below state average of $963/mo for Texas.
What is the median home value in Hamilton County?
The median home value in Hamilton County, Texas is $124,800. This is 56% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.