Cost of Living in Menard County, Illinois

$780/mo
Median Monthly Rent
$179,300
Median Home Value

At a Glance

Median Monthly Rent
$780/mo
7% below state average
Median Home Value
$179,300
36% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Menard County Compares

Median monthly rent comparison

Menard County$780/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$780/mo
Median Gross Rent
$179,300
Median Home Value
$1,053/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Menard County ranks #655 of 3,144 counties for affordability (top 21%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Menard County, Illinois

Menard's housing costs rank well nationally

Menard County renters spend just 11.5% of their income on rent, beating the national average of roughly 15%. With a median household income of $81,334—8.7% above the U.S. median—residents here enjoy stronger affordability than most Americans.

Best rental affordability in Illinois

Menard County's 11.5% rent-to-income ratio ranks among Illinois's most affordable, well below the state average of 14.7%. At $780/month median rent compared to the state's $837, Menard renters consistently pay less while earning more.

Menard leads a competitive region

Menard's median rent of $780 undercuts neighboring Mercer County ($757) narrowly but offers significantly higher household income ($81,334 vs. $71,710). Monroe County, the region's wealthiest neighbor at $101,635 median income, commands premium rents of $996/month.

Rent doesn't strain Menard budgets

Menard households allocate 11.5% of income to rent and 15.5% to owner costs, leaving substantial breathing room for other expenses. That mortgage of $1,053/month on a median home valued at $179,300 remains highly manageable for the county's above-average earners.

Consider Menard for balance

If you're weighing Illinois locations, Menard offers the rare combination of solid income levels and restrained housing costs. Compare this county's efficiency to pricier neighbors—you may find the value proposition compelling.

Cost of Living Advisory: Menard County

Affordability Verdict

For renters in Menard County, the market is affordable. Expect to pay around $780/month in gross rent, with 30.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Menard County pay $780/month on average, compared to $1,053/month for homeowners. This market favors renters by about 26%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,200/year. For owner costs at the 28% rule, the required income is roughly $45,129/year. With a median household income of $81,334, most households can comfortably afford rent here. Notably, 30.0% of renter households in Menard County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Menard County sits 7% more expensive than Christian County ($729/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Menard County

$

Rent Burden

11.5%

of gross income

Max Housing (28% Rule)

$1,898

per month

Owner Cost Burden

15.5%

of gross income

You can likely afford the median home in Menard County

Median home value is $179,300. Estimated monthly cost: $1,431 vs. your max of $1,898.

Rent Affordability Guide

Your rent-to-income ratio11.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $81,334Needed: $31,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $81,334Needed: $45,129
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $81,334Needed: $41,728

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Menard County, Illinois?
Menard County, Illinois has a median monthly rent of $780/mo and a median home value of $179,300. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Menard County?
The median gross rent in Menard County is $780/mo. This is 7% below state average for Illinois.
Is Menard County affordable?
Menard County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Menard County's rent compare to the state average?
Menard County's median rent of $780/mo is 7% below state average of $837/mo for Illinois.
What is the median home value in Menard County?
The median home value in Menard County, Illinois is $179,300. This is 36% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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