Cost of Living in Hall County, Texas

$610/mo
Median Monthly Rent
$80,200
Median Home Value
37% below state averageUnaffordable

At a Glance

Median Monthly Rent
$610/mo
37% below state average
Median Home Value
$80,200
72% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hall County Compares

Median monthly rent comparison

Hall County$610/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$610/mo
Median Gross Rent
$80,200
Median Home Value
$495/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Hall County, Texas

Hall County offers rare affordability

At 15.7%, Hall County's rent-to-income ratio is notably below the national average of 18.1%, offering renters one of the most affordable housing burdens in the country. The median rent of $610 is among the lowest, reflecting a genuinely accessible rental market.

Texas's most affordable rental market

Hall County's 15.7% rent-to-income ratio significantly undercuts the Texas state average of 18.1%, making it one of the most affordable counties in the state. The median home value of $80,200 is the lowest among all eight counties, delivering deep discounts to buyers.

Cheapest rents among all peers

Hall's $610 median rent is the lowest among all eight counties, undercutting Hale County ($798), Gonzales ($837), and all others by substantial margins. The county stands out as the genuine affordability leader in this regional cluster.

Housing costs leave room to breathe

Renters in Hall pay just $610 monthly (15.7% of the $46,728 median income), while homeowners pay $495 (12.7%)—the lowest absolute costs in the eight-county set. Both groups enjoy significant income flexibility for other expenses and savings.

Hall County is the affordability champion

If you're relocating to maximize housing affordability and stretch your budget, Hall County delivers the lowest rents, lowest home values, and lowest rent-to-income ratio in this entire region. Compare these numbers to your current housing costs—the savings could be transformative.

Affordability Calculator

See how your income compares to housing costs in Hall County

$

Rent Burden

15.7%

of gross income

Max Housing (28% Rule)

$1,090

per month

Owner Cost Burden

12.7%

of gross income

You can likely afford the median home in Hall County

Median home value is $80,200. Estimated monthly cost: $640 vs. your max of $1,090.

Rent Affordability Guide

Your rent-to-income ratio15.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hall County, Texas?
Hall County, Texas has a median monthly rent of $610/mo and a median home value of $80,200. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Hall County?
The median gross rent in Hall County is $610/mo. This is 37% below state average for Texas.
Is Hall County affordable?
Hall County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hall County's rent compare to the state average?
Hall County's median rent of $610/mo is 37% below state average of $963/mo for Texas.
What is the median home value in Hall County?
The median home value in Hall County, Texas is $80,200. This is 72% below the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Hall County, Texas? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Hall County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.