Cost of Living in Hall County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hall County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hall County ranks #821 of 3,144 counties for affordability (top 26%)
Data Story
About Cost of Living in Hall County, Texas
Hall County offers rare affordability
At 15.7%, Hall County's rent-to-income ratio is notably below the national average of 18.1%, offering renters one of the most affordable housing burdens in the country. The median rent of $610 is among the lowest, reflecting a genuinely accessible rental market.
Texas's most affordable rental market
Hall County's 15.7% rent-to-income ratio significantly undercuts the Texas state average of 18.1%, making it one of the most affordable counties in the state. The median home value of $80,200 is the lowest among all eight counties, delivering deep discounts to buyers.
Cheapest rents among all peers
Hall's $610 median rent is the lowest among all eight counties, undercutting Hale County ($798), Gonzales ($837), and all others by substantial margins. The county stands out as the genuine affordability leader in this regional cluster.
Housing costs leave room to breathe
Renters in Hall pay just $610 monthly (15.7% of the $46,728 median income), while homeowners pay $495 (12.7%)—the lowest absolute costs in the eight-county set. Both groups enjoy significant income flexibility for other expenses and savings.
Hall County is the affordability champion
If you're relocating to maximize housing affordability and stretch your budget, Hall County delivers the lowest rents, lowest home values, and lowest rent-to-income ratio in this entire region. Compare these numbers to your current housing costs—the savings could be transformative.
Cost of Living Advisory: Hall County
Affordability Verdict
Hall County offers affordable rental housing at a median of $610/month — about 15.7% of the typical household income here.
Rent vs. Own
The median rent in Hall County is $610/month, while owner costs run $495/month. Owning saves approximately $115/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,400/year. For owner costs at the 28% rule, the required income is roughly $21,214/year. With a median household income of $46,728, most households can comfortably afford rent here. Notably, 19.0% of renter households in Hall County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Hall County sits 8% less expensive than Knox County ($661/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Hall County
Rent Burden
15.7%
of gross income
Max Housing (28% Rule)
$1,090
per month
Owner Cost Burden
12.7%
of gross income
You can likely afford the median home in Hall County
Median home value is $80,200. Estimated monthly cost: $640 vs. your max of $1,090.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Hall County, Texas?
What is the median rent in Hall County?
Is Hall County affordable?
How does Hall County's rent compare to the state average?
What is the median home value in Hall County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Hall County, Texas? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Hall County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.