Cost of Living in Gregg County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Gregg County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Gregg County ranks #3,089 of 3,144 counties for affordability (bottom 2%)
Data Story
About Cost of Living in Gregg County, Texas
Gregg County rents exceed national average
At 19.9%, Gregg County's rent-to-income ratio sits well above the national average of 18.1%, indicating renters here face tighter affordability challenges. The median rent of $1,072 is substantially higher than typical American rental markets.
Among Texas's most expensive rentals
Gregg County's 19.9% rent burden ranks above the Texas state average of 18.1%, placing it among the state's pricier rental markets. The county's median home value of $185,800 reflects a robust real estate market with strong local economic activity.
Costlier than most neighbors
Gregg's $1,072 median rent exceeds Gray County ($898), Gonzales County ($837), and Hall County ($610), but falls short of Grayson County ($1,178) and Guadalupe County ($1,439). The county sits near the top of the rental market in this regional cluster.
Renters spend nearly a fifth of income
Against a median household income of $64,809, renters paying $1,072 monthly devote 19.9% of income to housing, while homeowners pay $949 (17.5%). Both groups commit a substantial share to housing costs, limiting flexibility elsewhere in the budget.
Gregg County targets established professionals
If you earn above the county median, Gregg County offers solid home values and a diversified local economy to support relocation. Compare these costs carefully with neighboring Gray or Gonzales Counties, where rents are 15–25% lower.
Cost of Living Advisory: Gregg County
Affordability Verdict
Gregg County is affordable for renters, with a median gross rent of $1,072/month representing approximately 19.8% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs. Own
Renters in Gregg County pay $1,072/month on average, compared to $949/month for homeowners. This market favors buyers by about 11%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $42,880/year. For owner costs at the 28% rule, the required income is roughly $40,671/year. With a median household income of $64,809, most households can comfortably afford rent here. Notably, 28.0% of renter households in Gregg County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Gregg County is less affordable than Oldham County by roughly 5% ($1,072/mo vs $1,125/mo).
Affordability Calculator
See how your income compares to housing costs in Gregg County
Rent Burden
19.8%
of gross income
Max Housing (28% Rule)
$1,512
per month
Owner Cost Burden
17.6%
of gross income
You can likely afford the median home in Gregg County
Median home value is $185,800. Estimated monthly cost: $1,483 vs. your max of $1,512.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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