Cost of Living in Jackson County, Mississippi

$1,087/mo
Median Monthly Rent
$181,700
Median Home Value

At a Glance

Median Monthly Rent
$1,087/mo
39% above state average
Median Home Value
$181,700
36% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jackson County Compares

Median monthly rent comparison

Jackson County$1,087/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$1,087/mo
Median Gross Rent
$181,700
Median Home Value
$963/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Jackson County ranks #2,646 of 3,144 counties for affordability (bottom 16%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Jackson County, Mississippi

Jackson County: higher income, higher costs

Jackson County's 20.1% rent-to-income ratio sits just above Mississippi's 19.6% state average, reflecting a county where both incomes and housing costs run elevated. With median household income at $64,756—86% of the national median—and median rent at $1,087, Jackson represents Mississippi's most economically dynamic region but with correspondingly steeper housing prices.

Jackson County leads state in earnings

Jackson County's median household income of $64,756 is the highest in this comparison group and runs 34% above Mississippi's typical county. Though its 20.1% rent-to-income ratio exceeds the state average of 19.6%, Jackson's strong income base makes housing more sustainable than in most Mississippi counties.

Highest wages, steepest rents

Jackson County's $1,087 median rent is the highest in this region—only Hinds County ($1,032) comes close—but Jackson's median income of $64,756 dwarfs comparison counties like Hinds ($49,966) or Humphreys ($32,976). This income advantage makes Jackson's pricier housing more manageable in real terms.

Strong incomes offset elevated housing

Renters spend $1,087 monthly while homeowners face $963, with median home value at $181,700—the highest in this cluster—and median income at $64,756 annually. Housing consumes 20.1% of gross income for renters, remaining affordable despite Jackson's position as Mississippi's economic engine.

Pay more, earn more in Jackson County

Jackson County offers Mississippi's strongest job market and highest incomes at $64,756 median, though housing costs run steep with rents at $1,087 and home values averaging $181,700. This coastal county suits households prioritizing career opportunity and economic growth over rock-bottom housing affordability.

Cost of Living Advisory: Jackson County

Affordability Verdict

Jackson County is affordable for renters, with a median gross rent of $1,087/month representing approximately 20.1% of median household income. The rent burden (GRAPI) stands at 29.0%.

Rent vs. Own

At $1,087/month rent versus $963/month in owner costs, owning is roughly $124/month cheaper — a 11% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $43,480/year. For owner costs at the 28% rule, the required income is roughly $41,271/year. With a median household income of $64,756, most households can comfortably afford rent here. Notably, 29.0% of renter households in Jackson County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Mississippi, Jackson County is more affordable than Hinds County by roughly 5% ($1,087/mo vs $1,032/mo).

Affordability Calculator

See how your income compares to housing costs in Jackson County

$

Rent Burden

20.1%

of gross income

Max Housing (28% Rule)

$1,511

per month

Owner Cost Burden

17.8%

of gross income

You can likely afford the median home in Jackson County

Median home value is $181,700. Estimated monthly cost: $1,451 vs. your max of $1,511.

Rent Affordability Guide

Your rent-to-income ratio20.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,756Needed: $43,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,756Needed: $41,271
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,756Needed: $42,287

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Jackson County, Mississippi?
Jackson County, Mississippi has a median monthly rent of $1,087/mo and a median home value of $181,700. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Jackson County?
The median gross rent in Jackson County is $1,087/mo. This is 39% above state average for Mississippi.
Is Jackson County affordable?
Jackson County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jackson County's rent compare to the state average?
Jackson County's median rent of $1,087/mo is 39% above state average of $782/mo for Mississippi.
What is the median home value in Jackson County?
The median home value in Jackson County, Mississippi is $181,700. This is 36% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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