Cost of Living in Ellis County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Ellis County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Ellis County ranks #2,973 of 3,142 counties for affordability (bottom 5%)
Sourced county brief
Ellis County Median Monthly Owner Costs Reach $1,720
In Ellis County, median selected monthly owner costs for all owner-occupied units were $1,720, which is $843 higher than the Texas unweighted county mean of $877. The median home value in the county was estimated at $348,600, while the state unweighted county mean was $185,237. In the rental market, the median gross rent was $1,594 per month, compared to a state unweighted county mean of $995. The official ACS B25071 GRAPI, which is the median gross rent as a percentage of household income, was 30.3%. This figure is 3.4 percentage points above the state unweighted county mean of 26.9%. Renter households in Ellis County had a median income of $58,582. These statistics are derived from the 2020-2024 ACS 5-Year Estimates. See ACS table B25088 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Ellis County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.3% of renter household income in Ellis County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,594 per month; median selected monthly owner costs are $1,720. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $63,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Ellis County's $1,594 median is 60.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Ellis County
Rent Burden
19.2%
of gross income
Max Housing (28% Rule)
$2,324
per month
Owner Cost Burden
20.7%
of gross income
The median home in Ellis County may be a stretch
Median home value is $348,600. Estimated monthly cost: $2,783 vs. your max of $2,324.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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