Cost of Living in Ellis County, Texas

$1,449/mo
Median Monthly Rent
$306,400
Median Home Value
50% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,449/mo
50% above state average
Median Home Value
$306,400
9% above national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ellis County Compares

Median monthly rent comparison

Ellis County$1,449/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,449/mo
Median Gross Rent
$306,400
Median Home Value
$1,608/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Ellis County, Texas

Ellis County: prosperity meets affordability

Renters in Ellis County spend 18.1% of their income on housing—matching Texas's state average—while earning $95,898, far exceeding the national median of $74,755. This high-income county achieves affordability through sheer earning power despite expensive rents and mortgages.

Highest income in entire comparison

Ellis County's median household income of $95,898 is the highest among these eight counties and 28% above Texas's typical earner. This wealth allows residents to absorb above-average housing costs while maintaining strong financial flexibility.

Premium pricing reflects prosperity

Ellis County's $1,449 rent and $306,400 median home value are the highest in this comparison, reflecting its proximity to Dallas's booming exurban market. The county offers suburban growth without core Dallas pricing, attracting affluent commuters.

High costs, but manageable burden

Renters spend $1,449/month and homeowners pay $1,608/month against the $95,898 income, consuming only 18% of household earnings. These are the largest absolute housing expenses in the comparison, yet the highest incomes make them proportionally manageable.

Affluent families seeking Dallas suburbs

Ellis County delivers suburban living, top-tier schools, and Dallas job access for households earning $100,000+. If you can afford $1,600+ monthly housing costs, Ellis offers prosperity and growth potential unmatched elsewhere in this comparison.

Affordability Calculator

See how your income compares to housing costs in Ellis County

$

Rent Burden

18.1%

of gross income

Max Housing (28% Rule)

$2,238

per month

Owner Cost Burden

20.1%

of gross income

The median home in Ellis County may be a stretch

Median home value is $306,400. Estimated monthly cost: $2,446 vs. your max of $2,238.

Rent Affordability Guide

Your rent-to-income ratio18.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Ellis County, Texas?
Ellis County, Texas has a median monthly rent of $1,449/mo and a median home value of $306,400. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Ellis County?
The median gross rent in Ellis County is $1,449/mo. This is 50% above state average for Texas.
Is Ellis County affordable?
Ellis County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ellis County's rent compare to the state average?
Ellis County's median rent of $1,449/mo is 50% above state average of $963/mo for Texas.
What is the median home value in Ellis County?
The median home value in Ellis County, Texas is $306,400. This is 9% above the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Ellis County, Texas? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Ellis County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.