Cost of Living in El Paso County, Texas

$1,045/mo
Median Monthly Rent
$167,300
Median Home Value
9% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,045/mo
9% above state average
Median Home Value
$167,300
41% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How El Paso County Compares

Median monthly rent comparison

El Paso County$1,045/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,045/mo
Median Gross Rent
$167,300
Median Home Value
$1,000/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in El Paso County, Texas

El Paso housing costs squeeze incomes

Renters in El Paso County spend 21.3% of their income on housing while earning $58,859—notably below the national median of $74,755—creating a double squeeze. The $1,045 monthly rent demands a significant share of modest household earnings.

Above Texas average affordability strain

El Paso County's 21.3% rent-to-income ratio exceeds Texas's 18.1% state average, and its $1,045 rent sits 8% above the state median of $963. This positions El Paso as one of Texas's less affordable rental markets.

Urban center costs amid rural peers

El Paso County's $1,045 rent reflects its status as a major metropolitan area, placing it far above rural neighbors like Donley ($686) and Duval ($737). Median home values of $167,300 align with this urban pricing structure.

Both rent and ownership expensive

Renters spend $1,045/month and homeowners pay $1,000/month against the $58,859 income, with housing consuming roughly 21% of earnings. El Paso residents face substantial costs whether renting or buying, with owner expenses nearly matching rent.

Urban living at Southwest prices

El Paso offers city amenities with lower costs than Houston or Dallas, but remains pricier than rural Texas. If you need urban services and can tolerate 21% of income going to housing, El Paso delivers competitive value.

Affordability Calculator

See how your income compares to housing costs in El Paso County

$

Rent Burden

21.3%

of gross income

Max Housing (28% Rule)

$1,373

per month

Owner Cost Burden

20.4%

of gross income

You can likely afford the median home in El Paso County

Median home value is $167,300. Estimated monthly cost: $1,336 vs. your max of $1,373.

Rent Affordability Guide

Your rent-to-income ratio21.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in El Paso County, Texas?
El Paso County, Texas has a median monthly rent of $1,045/mo and a median home value of $167,300. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in El Paso County?
The median gross rent in El Paso County is $1,045/mo. This is 9% above state average for Texas.
Is El Paso County affordable?
El Paso County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does El Paso County's rent compare to the state average?
El Paso County's median rent of $1,045/mo is 9% above state average of $963/mo for Texas.
What is the median home value in El Paso County?
The median home value in El Paso County, Texas is $167,300. This is 41% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.