Cost of Living in Duval County, Texas

$737/mo
Median Monthly Rent
$86,400
Median Home Value

At a Glance

Median Monthly Rent
$737/mo
23% below state average
Median Home Value
$86,400
69% below national
Rent-to-Income Ratio
18.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Duval County Compares

Median monthly rent comparison

Duval County$737/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$737/mo
Median Gross Rent
$86,400
Median Home Value
$480/mo
Monthly Owner Cost
18.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Duval County ranks #2,258 of 3,144 counties for affordability (bottom 28%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Duval County, Texas

Duval rents affordable but incomes lag

Renters in Duval County spend 17.7% of income on housing—below the national average—but that affordability masks a lower median household income of $50,081 versus the nation's $74,755. Even cheap rents strain smaller paychecks.

Just shy of Texas average affordability

Duval County's 17.7% rent-to-income ratio edges below Texas's 18.1% state average, putting it in the middle tier of affordability across the state. The $737 monthly rent is $226 below the state median of $963.

Competitive with South Texas peers

Duval County rents ($737) fall between Donley County ($686) and Eastland County ($803), offering a middle ground in the region. Median home values of $86,400 align with the most affordable parts of rural Texas.

Modest housing, modest income

Renters pay $737/month and homeowners pay $480/month against a $50,081 median income, meaning housing takes roughly 18% of earnings. While rent-to-income is acceptable, the lower overall income leaves less cushion for emergencies.

Budget-conscious families should look here

Duval County offers genuine affordability for families prioritizing low housing costs in Texas. With rents under $750 and home values under $90,000, this county rewards careful budgeters seeking financial stability.

Cost of Living Advisory: Duval County

Affordability Verdict

Duval County is affordable for renters, with a median gross rent of $737/month representing approximately 17.7% of median household income. The rent burden (GRAPI) stands at 18.0%.

Rent vs. Own

Renters in Duval County pay $737/month on average, compared to $480/month for homeowners. This market favors buyers by about 35%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,480/year. For owner costs at the 28% rule, the required income is roughly $20,571/year. With a median household income of $50,081, most households can comfortably afford rent here. Notably, 18.0% of renter households in Duval County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Texas, Duval County is more affordable than Donley County by roughly 7% ($737/mo vs $686/mo).

Affordability Calculator

See how your income compares to housing costs in Duval County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,169

per month

Owner Cost Burden

11.5%

of gross income

You can likely afford the median home in Duval County

Median home value is $86,400. Estimated monthly cost: $690 vs. your max of $1,169.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,081Needed: $29,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,081Needed: $20,571
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,081Needed: $20,108

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Duval County, Texas?
Duval County, Texas has a median monthly rent of $737/mo and a median home value of $86,400. The affordability rating is Unaffordable, with rent making up approximately 18.0% of median household income.
What is the median rent in Duval County?
The median gross rent in Duval County is $737/mo. This is 23% below state average for Texas.
Is Duval County affordable?
Duval County is rated Unaffordable based on rent-to-income ratio of 18.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Duval County's rent compare to the state average?
Duval County's median rent of $737/mo is 23% below state average of $963/mo for Texas.
What is the median home value in Duval County?
The median home value in Duval County, Texas is $86,400. This is 69% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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