Cost of Living in Bastrop County, Texas

$1,342/mo
Median Monthly Rent
$269,500
Median Home Value

At a Glance

Median Monthly Rent
$1,342/mo
39% above state average
Median Home Value
$269,500
4% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bastrop County Compares

Median monthly rent comparison

Bastrop County$1,342/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,342/mo
Median Gross Rent
$269,500
Median Home Value
$1,164/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Bastrop County ranks #3,062 of 3,144 counties for affordability (bottom 3%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Bastrop County, Texas

Bastrop housing stretches budgets tight

Bastrop County renters spend 19.5% of income on housing, exceeding Texas's state average of 18.1% and approaching national stress levels. Despite the highest median income in this group at $82,730, residents still feel affordability pinch more than neighboring counties.

Above-average rent burden in Texas

Bastrop County ranks in the upper third of Texas counties for rent-to-income ratios, meaning housing costs here press harder on wallets. The county's proximity to Austin and growing popularity have driven costs upward in recent years.

Pricier than rural alternatives nearby

Bastrop's median rent of $1,342 significantly exceeds surrounding counties like Lee and Fayette, reflecting its Austin metro appeal. Home values averaging $269,500 position it between rural Texas and major metropolitan pricing.

Highest earners, highest costs here

Bastrop's median household income of $82,730 is offset by rents of $1,342 and ownership costs of $1,164 monthly. Nearly one-fifth of income goes to housing, a burden that grows sharper for below-median earners in the county.

Austin proximity comes with a price

Bastrop offers Austin bedroom community appeal with better affordability than the capital itself—but worse than truly rural alternatives. If you're seeking Hill Country access with urban amenities, the trade-offs here warrant serious comparison with neighboring counties.

Cost of Living Advisory: Bastrop County

Affordability Verdict

Housing in Bastrop County is affordable. The median rent is $1,342/month against a median household income of $82,730, putting rent at 19.5% of income.

Rent vs. Own

At $1,342/month rent versus $1,164/month in owner costs, owning is roughly $178/month cheaper — a 13% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $53,680/year. For owner costs at the 28% rule, the required income is roughly $49,886/year. With a median household income of $82,730, most households can comfortably afford rent here. Notably, 25.0% of renter households in Bastrop County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Bexar County where rent averages $1,290/month, Bastrop County is approximately 4% more expensive.

Affordability Calculator

See how your income compares to housing costs in Bastrop County

$

Rent Burden

19.5%

of gross income

Max Housing (28% Rule)

$1,930

per month

Owner Cost Burden

16.9%

of gross income

The median home in Bastrop County may be a stretch

Median home value is $269,500. Estimated monthly cost: $2,152 vs. your max of $1,930.

Rent Affordability Guide

Your rent-to-income ratio19.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $82,730Needed: $53,680
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $82,730Needed: $49,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $82,730Needed: $62,720

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Bastrop County, Texas?
Bastrop County, Texas has a median monthly rent of $1,342/mo and a median home value of $269,500. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Bastrop County?
The median gross rent in Bastrop County is $1,342/mo. This is 39% above state average for Texas.
Is Bastrop County affordable?
Bastrop County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bastrop County's rent compare to the state average?
Bastrop County's median rent of $1,342/mo is 39% above state average of $963/mo for Texas.
What is the median home value in Bastrop County?
The median home value in Bastrop County, Texas is $269,500. This is 4% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Bastrop County, Texas? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Bastrop County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.