Cost of Living in Warren County, New Jersey
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Warren County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Warren County ranks #1,720 of 3,144 counties for affordability (bottom 45%)
Data Story
About Cost of Living in Warren County, New Jersey
Warren offers rural affordability advantage
Warren County's 16.5% rent-to-income ratio sits well below the national housing stress threshold, supported by a median household income of $99,596 and the lowest rents in this county group at $1,368. Rural New Jersey delivers surprising economic efficiency.
Warren ranks among state's most affordable
Warren's 16.5% rent-to-income ratio beats New Jersey's 19.1% state average by 2.6 percentage points, positioning it as one of the most affordable counties statewide. Only Sussex and Somerset offer better housing affordability ratios.
Warren leads on rent, lags on income
Warren's $1,368 median rent is the lowest of any county in this comparison, but its median household income of $99,596 trails Somerset and Sussex. The tradeoff offers excellent rent affordability for those willing to accept slightly lower local wage scales.
Warren keeps housing costs remarkably low
Renters spend just $1,368 monthly while homeowners pay $1,779, consuming only 16.5% and roughly 21.4% of the $99,596 median household income respectively. This efficiency leaves Warren residents among the most housing-secure in the state.
Warren rewards remote workers and retirees
If you work remotely or are relocating in retirement, Warren County's lowest rents and strong affordability ratio make it an excellent relocation target with small-town character. Compare local job opportunities carefully, as wage scales trail more urban New Jersey counties.
Cost of Living Advisory: Warren County
Affordability Verdict
For renters in Warren County, the market is affordable. Expect to pay around $1,368/month in gross rent, with 28.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Warren County is $1,368/month, while owner costs run $1,779/month. Renting saves approximately $411/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $54,720/year. For owner costs at the 28% rule, the required income is roughly $76,243/year. With a median household income of $99,596, most households can comfortably afford rent here. Notably, 28.0% of renter households in Warren County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within New Jersey, Warren County is less affordable than Essex County by roughly 6% ($1,368/mo vs $1,459/mo).
Affordability Calculator
See how your income compares to housing costs in Warren County
Rent Burden
16.5%
of gross income
Max Housing (28% Rule)
$2,324
per month
Owner Cost Burden
21.4%
of gross income
The median home in Warren County may be a stretch
Median home value is $323,100. Estimated monthly cost: $2,579 vs. your max of $2,324.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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