Cost of Living in Anderson County, Texas

$1,006/mo
Median Monthly Rent
$173,400
Median Home Value

At a Glance

Median Monthly Rent
$1,006/mo
4% above state average
Median Home Value
$173,400
38% below national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Anderson County Compares

Median monthly rent comparison

Anderson County$1,006/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,006/mo
Median Gross Rent
$173,400
Median Home Value
$840/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Anderson County ranks #2,471 of 3,144 counties for affordability (bottom 21%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Anderson County, Texas

Anderson renters stretch paychecks tighter

Anderson County's rent-to-income ratio of 20.5% exceeds the national norm, meaning renters here dedicate a larger share of earnings to housing than average Americans do. The county's median household income of $58,846 lags the national median by $15,909, putting upward pressure on affordability despite moderate rent levels at $1,006 monthly.

Above Texas average for renters

Anderson County's 20.5% rent-to-income ratio ranks above Texas's 18.1% state average, placing it among counties where renters face tighter budgets. At $1,006 per month, Anderson's median rent is also $43 higher than the state average of $963.

Pricier than some East Texas peers

Angelina County, Anderson's neighbor to the south, has similar income levels but slightly higher rent at $1,056 monthly, pushing its rent-to-income ratio to 21.5%. Anderson offers a modest affordability advantage while maintaining comparable home values around $173,000.

Housing takes one-fifth of income

Renters in Anderson spend roughly $1,006 monthly on housing, while homeowners with mortgages spend $840—making ownership slightly more affordable per month. With median household income at $58,846, housing costs consume 20.5% of renter income but just 17.2% for homeowners, widening the ownership advantage.

Considering Anderson County? Weigh your options.

If you're relocating to East Texas, Anderson offers moderate rents and a median home value of $173,400, but check how your income compares to the $58,846 county median. Prospective homeowners may find better affordability here than renting, though both options consume more of your budget than national averages suggest.

Cost of Living Advisory: Anderson County

Affordability Verdict

Anderson County is affordable for renters, with a median gross rent of $1,006/month representing approximately 20.5% of median household income. The rent burden (GRAPI) stands at 33.0%.

Rent vs. Own

At $1,006/month rent versus $840/month in owner costs, owning is roughly $166/month cheaper — a 17% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $40,240/year. For owner costs at the 28% rule, the required income is roughly $36,000/year. With a median household income of $58,846, most households can comfortably afford rent here. Notably, 33.0% of renter households in Anderson County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Anderson County sits 5% more expensive than DeWitt County ($955/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Anderson County

$

Rent Burden

20.5%

of gross income

Max Housing (28% Rule)

$1,373

per month

Owner Cost Burden

17.1%

of gross income

The median home in Anderson County may be a stretch

Median home value is $173,400. Estimated monthly cost: $1,384 vs. your max of $1,373.

Rent Affordability Guide

Your rent-to-income ratio20.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,846Needed: $40,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,846Needed: $36,000
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,846Needed: $40,355

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Anderson County, Texas?
Anderson County, Texas has a median monthly rent of $1,006/mo and a median home value of $173,400. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Anderson County?
The median gross rent in Anderson County is $1,006/mo. This is 4% above state average for Texas.
Is Anderson County affordable?
Anderson County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Anderson County's rent compare to the state average?
Anderson County's median rent of $1,006/mo is 4% above state average of $963/mo for Texas.
What is the median home value in Anderson County?
The median home value in Anderson County, Texas is $173,400. This is 38% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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